Denise
Seattle,#2Author of original report
Tue, July 17, 2007
I received my money back today and immediately transferred it to my new checking account and closed the old one. Good luck to them trying to get anything else out of me!
Denise
Seattle,#3Author of original report
Mon, July 09, 2007
I went to my bank today to file the dispute on the 149.95 taken from my account by USA Credit. They had me call USA Credit while at the bank. The woman on the phone was trying to intimidate me by saying that the call was being recorded, it was a felony to state that I had NOT authorized this deduction if I actually had, that they had recorded my IP address, etc. She then went on to "verify" my personal info, and I refused. I told her she already had it and to quit arguing with me and refund my money! She then gave me some story about refunding the money by 07/20/2007. I then proceeded to call the credit fraud division of my bank. I filed a claim with them after stating what had gone on with that call. That account is now frozen, I had to open yet another checking account (I have direct deposit from work) and now will have to submit a new account to have my direct deposit into. At least they won't have the new number! I will update again when I receive my money and after I hear back from the Attorney General's office.
John
Louisville,#4Consumer Comment
Sun, July 08, 2007
Getting your money back is easy...you don't even have to physically go in to your bank...just call them up and say that the charge is fraudulent and request a "charge-back." I'd also cancel your debit card too being that this firm has your number...they might try to do it again.