SFC HEAT
montgomery ,#2Consumer Comment
Sat, March 05, 2016
I have a USDirectExpress MasterCard. I've been a card holder for over 3 years and have had no issues. When I lost my card, it was sent, costing $13, and received within 5 working days.
FACT: USDirectExpress is FDIC insured in relation to COMERICA Bank, who is the issuer under licensing from MasterCard.
FACT: COMERICA Bank is the bank contracted by the U.S. Treasury to manage this debit card program.
FACT: It is nothing like a prepaid debit card as it is secured by the licensing of MasterCard and FDIC (look at the back of the card! Seeing is believing!) By virtue of these relationships, the card CAN and DOES get immediately credited back any mis-debited purchases.
Now, if one purchased something then decided they didn't want it or perhaps damaged the item and the store wouldn't accept a return......that's a whole different issue. Blame not the card but the purchaser
One might want to take a deep breathe, relax, do a little research prior to raving and raging so that one doesn't look like a fool allowing ego and emotions to consume them.