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Wells Fargo Mortgage removed money out of escrow for things other then insurance & taxes Des Moines Iowa
Well Fargo mortgage removed $1,050.00 from my escrow for American security group in 2003.I asked them why I was told I needed ins.I had ins with state farm.I gave them a copy of my ins and they returned 958.00 to the escrow.They said I wouldn,t receive all the money back because I didn,t have ins for two weeks.When I proved I had ins for the two weeks they still wouldn,t return the money.ON top of that with in one year my mortgage payments went up and down five times $555.45, $580.01, $788.88,$687.95,and $696.55 with no!!!!.
At the end of 2004 Wells Fargo UPED my mortgage to 855.04 I called and told them I have fix interest rate.They told me I was short in my escrow and if I payed them $1,304.06 they would put my payment at $766.00 so I payed them and my payment stayed at $855.04 so I couldn,t take anymore.I desided to refinance I haven,t even made my first payment to the new mortgage com jest to find out Wells fargo mortgage payed off my the new com and they have my mortgage agein and they already misplaced $162.00 out of my escrow.
Over the last three years Wells Fargo has made my life so hard and I don,t know why .One more thing my taxes and ins are $2,000.00 a year Wells Fargo was tring to get me to pay in $3,600.00 a year to my escrow and the new refinance com didn,t even now why.Can anyone HELP ME?