Robert
Irvine,#2Consumer Comment
Wed, March 25, 2009
This does appear to be a RipOff...BY YOU. You KNEW it was a bank error and tried to take advantage of it. You knew it wasn't a double payment, because you would have noticed(at least I really hope so) that your checking account is short by an extra $900. Especially if you are a student and family that does not have much money. I also find it hard to believe that you really thought they just "gave" you this money. It sounds like they were going to waive the interest if you paid it back within a certain period of time, but this did not give you "carte blanche" to just pay it off as you felt like. They gave you from April to about November(about 6-7 months) before you started to notice interest being charged. It sounds as if when you talked to them in November they still were willing to waive it if you paid. Yet you still have it unpaid almost a year later. Had you paid it off in the one, two, or even 3 months you would have had a much more legitimate complaint if they didn't waive the interest on the statement after the payback. But after this period of time..sorry doesn't seem to cut it. So pay this off ASAP. If you ever get money in your account that you don't know why it is there..DON'T spend it. Because banks(or any business) don't just give away money for no reason.