- Report: #639304
Complaint Review: WESTLAKES FINANCIAL - Los Angeles California
Reported By:
jesjenni -
san antonio, Texas, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
WESTLAKES FINANCIAL
PO BOX 54807 Los Angeles, 90054 California, United States of America
Phone:
(888) 739-9192
Web:
Categories:
Business Rating:
(0)
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WESTLAKES FINANCIAL SHOULD BE SUED!!!! Los Angeles, California
OKAY SO WE HAD A HARD TIME GETTING FINANCED DUE TO INSUFFICIANT CREDIT. WE NEEDED AN EXTRA CAR SO WESTLAKES GAVE US THE "OPPURTUNITY" TO GET A LOAN FROM THEM. IT WAS AN 03 YUKON DENALI AND THE PRICE WAS 18,000 WE HAD TO PUT $4000 DOWN AND PAY $550 MONTHLY. WE DID GOOD FOR THE FIRST 6 MONTHS AND THEN STARTED GETTING BACKED UP DUE TO LOSING A JOB AND JUST HAVING A BABY. I HAD FAMILY CALL ME THAT THEY WERE GETTING MANY PHONE CALLS BY WESTLAKES TRYING TO GET A HOLD OF ME. NOW, I UNDERSTAND IF YOU PUT SOMEONE AS A REFERENCE THEY WILL CALL BUT THE THING IS THEY WERE CALLING PEOPLE I DIDNT EVEN PUT AS REFERENCES. MY SISTER WAS CALLED TO HER WORK (WHICH WAS NOT ONE OF MY REFERENCES) THEY TOLD HER THAT I WAS SURRENDERING MY TRUCK AND THAT I WOULD LEAVE THE KEYS WITH HER. (I NEVER STATED THAT AT ALL.) MY SISTER WAS FREAKED OUT BECAUSE THEY KNEW TO MUCH OF HER LIKE WHERE SHE WORKS, WHERE SHE LIVES AND EVEN THE LAST FOUR OF HER S.S NUMBER. WESTLAKES WERE CALLING ALL OUR REFERENCES AND EVEN NEIGHBORS WE NEVER EVEN KNEW AND SHARING OUR PROBLEMS TELLING THEM HOW FAR WE WERE BEHIND AND THAT OUR TRUCK WAS GOING TO BE REPOED. I WAS SO FED UP AND I JUST LET THEM TAKE THE TRUCK JUST NOT TO DEAL WITH THEM ANYMORE. I RECIEVED A LETTER THAT THE TRUCK WAS SOLD FOR 8500 AT AUCTION AND WE STILL HAVE A BALANCE OF 10500, OKAY SO WE GAVE $4000 +6MTHS OF 550 =3300 TOTAL 15,800 AND THEY STILL WANT 10,000??? THESE PEOPLE ARE REDICULOUS
1 Updates & Rebuttals
Jim
Orlando,Florida,
USA
Questions
#2Consumer Comment
Sat, September 11, 2010
When the vehicle is repo'ed you are STILL on the hook for the contracted amount. There's nothing illegal, unethical or sinful about that. Standard procedure.
But questions remain. You were subprime going into this. You said you were into this for six months and you "just had a baby" Why are you spending 18k for a car to start with?
"I just let them take the truck...". Do you ever plan on becoming a PRIME credit risk or do you plan on being a subprime person forever, with a continuing history of not paying your bills on time and having a track record of repo actions???
