101, Report:
#206201
Posted Date:
Nov 28 2006
ORCHARD BANK HSBC CARD SERVICES ORCHARD BANK MAIN OBJECTIVE IS LOAN $200 CHARGE $500 IN FEES LOAN SHARKS SALINAS California
Everything bad you read about this company is TRUE!! Their fees are OUTRAGEOUS and not warranted. I believe the only reason they lend you money is to then assess late charges, over limit fees, interest and insurance. I've had to call 3 times for them to get my address correct!!!! ...
Entity
Categories: Banks
102, Report:
#213529
Posted Date:
Sep 30 2006
Orchard Bank, HSBC Bank Nevada, HSBC Card Services, sneakily changes interest rates for no reason & without notification Salinas California
These dishonest ripoff artists increased the APR on my account without notifying me & for no reason.
I have always made my payments early & often for much more than the minimum payment due.
They claimed it was due to changes in my credit report but I have a copy of my report...
Entity
Categories: Banks
103, Report:
#207440
Posted Date:
Aug 23 2006
Orchard Bank, HSBC raises finance charges, lied about reasons Salinas California
Three months ago I recieved a letter stating my finance charge would be raised to 27.99% or higher due to changes in my equafax report. I went online and checked my report and saw the only changes were for the better, not worse. I have an excellent payment record with this company...
Entity
Categories: Banks
104, Report:
#172993
Posted Date:
Jun 25 2006
HSBC - Orchard Bank ripoff City Of Industry California
I'm writing to you in regards to my Orchard Bank and House Hold Bank (HSBC) Credit Card Accounts. I'm having issues with over billing, bogus charges, inflated rates, and a run around scam.
For the last two years I have been subjected to fees that didn't pertain to my account. ...
Entity
Categories: Credit Card Processing (ACH) Companies
105, Report:
#193253
Posted Date:
May 25 2006
Orchard Bank - HSBC Bank ripoff bad faith interest hike on good customer no chg in credit rep Salinas California
A warning if you are an Orchard Bank Card user: They are in the process of hiking their rates without justification. My rate is jumping to around 28% for no reason.
Three months ago, they sent me another approved card with zero interest until 1/07 that will then go to 13%. The...
Entity
Categories: Credit Card Processing (ACH) Companies
106, Report:
#186409
Posted Date:
Apr 13 2006
Orchard Bank & HSBC Secured Credit Card Rip-off Salinas California
I applied for an Orchard Bank credit card on April 6th, 2006, before I checked into their credibility.
I called them later on in the afternoon to tell them to cancel my application and told them to not debit my checking account for the $200.00 deposit that I needed to put down. I...
Entity
Categories: Banks
107, Report:
#185931
Posted Date:
Apr 11 2006
Orchard Bank/HSBC Credit Card ripoff: A $ 2 Finance charge MONTHLY on accounts in Gd standing, for which a periodic finance charge is due ripoff City Of Industry California
Yes,
As of 3/1, in spite of the convoluted language (ACCIDENTAL?)in the card I received, A MINIMUM $2.00 finance charge will be applied 4 each billing cycle for which a finance charge is payable. This means every time you have not paid in full!!!
They have the guts to tell you...
Entity
Categories: Credit & Debt Services
108, Report:
#184775
Posted Date:
Apr 10 2006
ORCHARD BANK - HOUSEHOLD CREDIT SERVICES REWARDING PAYMENT IN FULL/OVER MINIMUM DUE WITH RAISING APR/FEES SALINAS California
Having been faithfully trying to rebuild my credit over the past 8 months with either payment in full, or paying higher than the minimum due...always well in advance of the due date - I find that I am to be rewarded by a postcard from Orchard/HSBC. This postcard informs me of an up...
Entity
Categories: Credit & Debt Services
109, Report:
#184474
Posted Date:
Apr 01 2006
ORCHARD BANK - HSBC RIPOFF FRAUDULENT CHARGES LATE FEES NON CLOSURE OF ACCOUNT WHEN REQUESTED CITY OF INDUSTRY California
BACK IN JANUARY OF THIS YEAR 2006 I GOT A LOAN TO PAY OFF THE COMPANY. I WAS INFORMED THAT I STILL OWED MONEY WHICH I PAID BY CHECK AND ENCLOSED IT IN THE SAME ENVELOPE. ALONG WITH MY VERBALLY TALKING TO A CSR ABOUT MAKING SURE THE ACCOUNT GOT CLOSED.
THEN I RECEIVE A STATEM...
Entity
Categories: Banks
110, Report:
#184289
Posted Date:
Mar 31 2006
ARS, collection Agency illegal and unethical collection practices Ripoff Las Vegas Nevada
I had a credit card from Orchard Bank (HSBC Card Services) When I lost my job, I fell behind, and they referred my account to collections with ARS. However, I am still recieving statements from Orchard complete with minimum payment and due date, and in the fine print (which I did ...
Entity
Categories: Collection Agency's
111, Report:
#176155
Posted Date:
Feb 14 2006
Orchard Bank HSBC ripoff, fraudulent fees, never submitted pmts, refused payment Salinas California
Add me to the list of many ripped off by Orchard Bank. I'll just paste a copy of the letter I sent to my Attorney General (who said they couldn't help me and referred me to the Office of Comptroller of the Currency):
I am asking for your help dealing with Orchard Bank. They have ...
Entity
Categories: Credit & Debt Services
112, Report:
#170981
Posted Date:
Jan 09 2006
HSBC - Orchard Bank ripoff, offers, thank God I read here before agreeing to anything. Salinas California
I got 2 offers from this company on the same day, one for a MasterCard and one for a Visa. I knew something was fishy when I couldn't find the actual name of the bank or company offering me the card. I looked on the return envelope and found HSBC but I still didn't know what the h...
Entity
Categories: Credit & Debt Services
113, Report:
#166358
Posted Date:
Dec 04 2005
Orchard Bank HSBC ripoff Boca Raton Florida
I'm not sure where these folks are located but... DO NOT get a card with them.
I got a card from them. I used it. I paid my first bill on time over the phone. They processed the payment after the due date. I then was assessed a late fee and over limit fee. I have recieved these f...
Entity
Categories: Credit Card Processing (ACH) Companies
114, Report:
#156431
Posted Date:
Sep 09 2005
OrOrchard Bank, HSBC Card Services Div Of HSBC Can't get account info off long distance phone readily, Can't give extra credit monies deposited in the account, they cahrge 29 fee each time a payment is even a day late and won't take extra money in advance. They process payments slow on purpose and don't give you time to pay on time in the mails Salinas California
1. Can't get account info off long distance phone readily,
2. Can't give extra credit monies deposited in the account,
3. They charge 29 fee each time a payment is even a day late and won't take extra money in advance.
4. They process payments slow on purpose and don't give...
Entity
Categories: Banks
115, Report:
#150384
Posted Date:
Jul 26 2005
Orchard Bank - HSBC's rip off credit card offer Salinas California
I applied for this master card offer I recieved in the mail as a quick means of financing some expenses, in anticpation of an overdue bonus from my employer. Recieved credit card via express mail two days later to find out that the credit limit was only $300.00 and when I called th...
Entity
Categories: Credit Card Processing (ACH) Companies
116, Report:
#149989
Posted Date:
Jul 17 2005
Orchard Bank - HSBC Card Services ripoff Salinas California
I received this card in February, 2001. I charged prescriptions on it to the limit of $250.00. I paid the regular monthly payment, but as time went on, the interest and late fees have continued to climb.
I have not used the card since 2001 and am still trying to pay it off - ...
Entity
Categories: Corrupt Companies