1, Report:
#1106346
Posted Date:
Dec 12 2013
APPLIED CARD BANK SCAM AND MAJOR RIPPOFF BANK WILMINGTON Delaware
This bank charged me a late fee of $49. the day before my payment was even due and refused to refund my money back to me. And they charge $15.00 per month for a maintenance fee I contested. They claim to have gave me the option to accept this fee. They never did. Rip off...
Entity
Categories: Credit Card Fraud
2, Report:
#502497
Posted Date:
Oct 02 2009
Applied Card Bank - Cross Country Bank Formerly Cross Country Bank Raised THe Annual Fee To Outrageous Amount Wilmington, Delaware
I obtained this credit card when the company was called Cross Country Bank. I had credit issues as my wife had various health issues and caused large bills even after insurance had paid. They were willing to issue an unsecured card and over time increased my credit line as I k...
Entity
Categories: Credit Services
3, Report:
#436187
Posted Date:
Mar 21 2009
Applied Card Bank / cross country bank rediculious charge Internet
i was applied credit card and the card applied card bank/cross country bank is my first credit card... i was pay bill on time and pay them in full and the also charge from my mom account which is in full amount i owe then i was call them to close the account cuz my mom doesnt want m...
Entity
Categories: Credit & Debt Services
4, Report:
#334586
Posted Date:
May 24 2008
Applied Card Bank Ripoff illiegal fees, deceptive business practices Wilmington Delaware
4227093019204597 on or around March 20th 2008 in regards to the current status of my account. I reached a representative to whome I explained my current situation.
Credit Limit Available Credit Days in
Billing Cycle Billing Cycle
Closing Date Payment Due Date Am...
Entity
Categories: BBB Better Business Bureau
5, Report:
#332393
Posted Date:
May 14 2008
Applied Card Bank , Cross Country Bank Charges Cash Advance Fees for online purchases and services. Wilmington Delaware
I have been a card holder since June 2007 and have NEVER had a late payment. In Feb. 08 I noticed my account was over the credit limit by a few dollars. After looking through my statements I found I was charged Cash Advance Fees in the amount of $15.00. A representative agreed that ...
Entity
Categories: Credit & Debt Services
6, Report:
#266523
Posted Date:
Apr 28 2008
Applied Card Bank Applied Card Bank - Up to no good, as usual Internet
This so-called credit card company is unbelievable! I have been keeping tabs on consumer comments about this card since it got it last year. Now I want to close the account because I'm definitely not trusting them... but check this - on Aug 5 2007 I called the number on the back o...
Entity
Categories: Credit & Debt Services
7, Report:
#242554
Posted Date:
Mar 28 2008
CBCS, Applied Card Bank FKA Cross Country Bank Fraudulant Collection Agency- Relentless! Ripoff Columbus Ohio
CBCS has damaged my credit since 1997! I have yet to figure out what the debt was for.
I even paid the supossed debt as advised by my attorney just to make them go away. I received written verification of debt resolution, yet the letters and phone calls demanding (more)payment k...
Entity
Categories: Collection Agency's
8, Report:
#316075
Posted Date:
Mar 11 2008
Applied Card Bank - Ncl Aka Nco Financial I recieved a letter from an attorney saying I owe this company $1,176.41. This is a fraudulent account. I have NO information on this account. And they WONT provide me with any. I've attemtped to contact this company several times to resolve this issue, only to be disconnected. Wilmington Delaware
I recieved a letter from an attorney in Miami, Fl stating I have failed to appear at a pretrial conference regaurding an account with Applied Card Bank. I have no such account. I have recieved nothing prior to this letter about this account before.
After trying to contact this co...
Entity
Categories: Banks
9, Report:
#314169
Posted Date:
Mar 03 2008
Applied Card Bank Poor if not iilegal Busisess practices Wilmington Delaware
Stay away from this Bank card...They charge you $100.00 for an increase in your credit account...My wife also has an account with them..She sent a payment in on the 3rd. of Dec..which she has done for more than a year...The payment wasn't due untill the 11th...They charge 39.00 for ...
Entity
Categories: Credit & Debt Services
10, Report:
#243595
Posted Date:
Jan 26 2008
Applied Card Bank Fraudulent charges on credit report, i've never had an acct. with company Boca Raton Florida
I've never had an account with this company.I got a copy of my credit report today and found a charge of $842 past due on an account that never existed! The worst part is they've already charged it off as a bad debt.
I've been reading other reports on here about this company t...
Entity
Categories: Credit & Debt Services
11, Report:
#260440
Posted Date:
Jul 12 2007
APPLIED CARD BANK Identity Theft Calls By People Claiming To Be ACB!! These people are NOT Applied Card Bank but want to verify your account info on the phone Ripoff WILMINGTON Delaware
Received a call the day after activating a new Applied Card Bank Visa. The called identified herself as being from Applied Card Bank, so we accepted the call. It was my husband's card, so I passed the phone to him.
The caller (Indian accent, female) told my husband she wanted to v...
Entity
Categories: Credit Card Processing (ACH) Companies
12, Report:
#254147
Posted Date:
Jun 13 2007
Applied Card Bank consumer service SUCKS! ripoff Wilmington Delaware
I figure it was time to do my due and become a responsible person and pay off my debt. I now see why people wait the full seven years and let fall off of their report. I called Applied Card Bank to pay off a old credit card. I was prompted to enter my social because I didn't have th...
Entity
Categories: Credit & Debt Services
13, Report:
#248034
Posted Date:
Jun 08 2007
Applied Card Bank rip off company Wilmington Delaware
What a rip off company. When I found out the fees that were being charged. Which by the way I never saw until a month after the card was issued. They sent it to me after the charges were accessed to my account. They told me they didnt know why it took so long to get to me. Because t...
Entity
Categories: Credit & Debt Services
14, Report:
#162169
Posted Date:
May 26 2007
Crosscountry Bank, Applied Bank ripoff Boca Raton Florida
When I first got my crosscountry bank card I agreed to a $49.00 annual fee, once my credit limit surpassed $1200.00 I was now being charged a $6.00 monthly fee or what they call a participation fee. I asked why? and they told me that the card agreement changed and so they could char...
Entity
Categories: Banks
15, Report:
#243855
Posted Date:
Apr 14 2007
Applied Card Bank Dont send state on time or at all and expect me to pay late fees..and no live people Wilmington Delaware
Applied card bank has not sent me statements and expect me to pay late fees. The more I pay down my balance, the more of these unknown fees come up. I paid them over $1,000 and my balance is still $900...and my credit limit is only $850!! I refuse to give this company one more dolla...
Entity
Categories: Corrupt Companies
16, Report:
#243854
Posted Date:
Apr 13 2007
Applied Card Bank Dont send state on time or at all and expect me to pay late fees and no live people ripoff Wilmington Delaware
Applied card bank has not sent me statements and expect me to pay late fees. The more I pay down my balance, the more of these unknown fees come up. I paid them over $1,000 and my balance is still $900, and my credit limit is only $850!! I refuse to give this company one more dollar...
Entity
Categories: Corrupt Companies
17, Report:
#237989
Posted Date:
Mar 03 2007
APPLIED CARD BANK PKA CROSS COUNTRY BANK Hospitalized for 3 weeks and missed 1 payment.... Now they want two payments, late charge, over limit fees Wilmington Deleware
I have had a credit card with them for over 4 years....first under Cross Country Bank, and now Applied Bank CArd. Started with a 500 credit line, currnetly 1200 (but I had to pay a 100 fee to have it increased. I really haven't had any problem with them until now.
At the end of Ja...
Entity
Categories: Banks
18, Report:
#228467
Posted Date:
Jan 03 2007
Applied Card Bank NEVER pay your bill in full Wilmington Delaware
NEVER, NEVER, NEVER pay your Applied Card Bank bill in full. This (and several other) high-risk card issuers depend on the finance charges on your unpaid balance as a HUGE portion of their income.
If you pay your bill in full, thus denying them the opportunity to assess these fi...
Entity
Categories: Credit & Debt Services
19, Report:
#219656
Posted Date:
Nov 13 2006
Applied Card Bank - Cross Country Bank Will Not Stop Reporting Fraudulent Account and Will Not Communicate With Me ripoff Wilmington Delaware
Recently I received a copy of my credit report, which contained a bad debt charge off against me. Applied Card Bank is listed as the creditor, the address listed is PO Box 10450, Wilmington, DE 19850. On September 07, 2006, I sent Applied Card Bank a notarized letter requesting a ...
Entity
Categories: Credit & Debt Services
20, Report:
#220080
Posted Date:
Nov 12 2006
Cross Country Bank - Applied Card Bank - Rocco A Abessinio Refusal to provide account information forced me to file FTC Identity Theft Report, Filed Police Report and Fraud Alerts on my Credit Report, Governed By Delaware, Offices In Boca Raton, Florida and Glen Mills, Pennsylvania
Documented 14 hours and 37 minutes on the phone with Applied Card Bank telling me that I do not have an account and I don't owe them any money, 25 certified letters to Applied Card Bank, Federal Trade Commission identity theft report, 78 certified letters to all three credit reporti...
Entity
Categories: Banks
21, Report:
#204182
Posted Date:
Nov 12 2006
Applied Card Bank HUGE RIPOFFS!! CHARGES FEES FOR EVERYTHING INCLUDING CHECKING YOUR BALANCE THROUGH THEIR 800#! CAUSES YOUR ACCT TO OVERDRAW WITH THEIR FEES ALONE AND THEN CHARGES YOU FOR IT! Wilmington Delaware
This credit card bank is the biggest scam I've ever dealt with! I have a small $500 credit limit with them and due to a personal matter had charged $450 of it. Well....even though I'm paying them $75 per month, along with all their charges, I am constantly over the limit! Here's ...
Entity
Categories: Credit Card Processing (ACH) Companies
22, Report:
#217626
Posted Date:
Nov 11 2006
Applied Card Bank ripoff Credit Card Unfair Billing Wilmington Delaware
Well looking at this site,i'm not the only one dealing
with,Applied Card Bank.
My issue as so many others is,I have to mail there bill on the day I get it or They say it was not recieved,Of course you know what what means(late charges),Like this month the bill is due on the 31s...
Entity
Categories: Credit Card Processing (ACH) Companies
23, Report:
#215325
Posted Date:
Oct 12 2006
Applied Card Bank Rat Bastards! ripoff Wilmington Delaware
I have had an account with them for just about a year now. My problems began when I accepted their offer to raise my limit from 500 dollars to 850 dollars. This, however came with a 100 dollar fee, conveniently removed from my now available balance.
About two months later, th...
Entity
Categories: Credit & Debt Services
24, Report:
#206840
Posted Date:
Sep 20 2006
Applied Card Bank, Cross Country Bank ripoff,they charge late charges before you get your bill.i have two different due dates Boca Raton Florida
got this card and right off did not like it. paid it off or so i thought. got another bill for $54.52. said i had a monthly charge of $10.90 and if i do not pay it on time i get a $35 late fee. no bill until after it is too late. the last bill i got was mailed out on the 7th with a ...
Entity
Categories: Credit & Debt Services
25, Report:
#190307
Posted Date:
May 07 2006
Cross Countty Bank ripoff Applied Card Bank rip-off, credit repair fraud, re-establish credit joke, customer service care fraud Wilmington & Boca Raton Delaware Florida
After my divorce I recieved an offer to re-establish credit with Cross Country Bank. They were and continue to be a night mare for 6 years now despite the fact they have changed their name.
They debited ny checking account one day early for a payment made by phone to avoid anylat...
Entity
Categories: Corrupt Companies