1, Report:
#1350551
Posted Date:
Jan 18 2017
legacy visa identity stolen. and harassing me to pay it sent all paperwork in California's Internet
My identity was stolen I sent in all paperwork and police report and still harassing me about a credit card I never had and trying to make me pay it back even though I never had that credit card before
Entity
legacy visa
Categories: Credit Card Fraud
2, Report:
#1298103
Posted Date:
Jul 16 2016
Legacy Legacy visa Have made payment they claim I haven't made. South Dakota
Trying to add to my fair credit this company offered to give me their card. They did not however tell me that of the 300.00 credit line that 199.00 would be on the first bill or that I would not be able to set up auto payment. I used the card one time and called in the payment the...
Entity
Legacy
Categories: Credit & Debt Services
3, Report:
#1229677
Posted Date:
May 16 2015
First National Credit Card, First National Bank, Legacy Visa Not Legitimate Sioux Falls South Dakota
I obtained a line of credit from First National Bank of Ft. Pierre, SD under the name Legacy Visa or First National Credit Card, in an attempt to rebuild my credit. I scheduled an automatic payment for the date my payment was due through the banking website ,firstnational...
Entity
First National Credit Card
Categories: Banks
4, Report:
#253484
Posted Date:
May 02 2014
![](https://www.ripoffreports.com/report-images/45*34/docs/0146aa71-7171-44b7-a494-28a29e846e19.png)
Legacy Visa Card - First National Credit Card - First National Bank Fraudulent terms in agreement. Required an enormous amount of money to be charged to the card to be able to obtain credit. ripoff Pierre South Dakota
When I was contacted by this Visa company to obtain a card, it was for credit rebuilding purposes. I thought this was a legitimate company so I filled out the application and sent it in.
When I received my card, there was a $250 dollar limite, with a $199.00 processing and fee...
Entity
Legacy Visa Card - First National Credit Card - First National Bank
Categories: Credit & Debt Services
5, Report:
#979728
Posted Date:
Dec 09 2012
legacy visa Worst of the Worst credit cards Don't get it!!! Internet
This company is total scum!!!!!
I got an offer in the mail for this card with up to 1500 limit. I have perfect credit but was still trying to build up my number of active accounts. I accepted their terms which have a high fee but figured it would be worth it to have 1500 limit.
...
Entity
legacy visa
Categories: Financial Services
6, Report:
#968824
Posted Date:
Nov 14 2012
legacy visa your choice is clear,$1,500 credit line,reservation code,access code,respond on line internet
Legacy Visa is a company that prays on the poor which have no credit or very little credit. They put $1,500 in bold at the top and then charge $75.00 set up fee and issue $300.00 credit which after their set up fee you only have $225.00 dollar credit and already owe a payment for ju...
Entity
legacy visa
Categories: Financial Services
7, Report:
#928517
Posted Date:
Aug 19 2012
FIrst National LLC Legacy Visa, First National Credit Card Used payment insurance fraud tactics. Came up with a weak excuse not to honor an insurance claim. Sioux Falls, South Dakota
I paid my credit card bill along with a job loss insurance premium on time for this credit card for two years. I unfortunately was layed off from job. I subsequently and filed a job loss claim with ALL my credit card including my Legacy Visa card with First Nat...
Entity
FIrst National LLC
Categories: Credit & Debt Services
8, Report:
#767780
Posted Date:
May 15 2012
Legacy Visa First National Credit Card.com Received an Offer Fee's are Clearly Stated and so is Credit Limit Sioux Falls, South Dakota
I received an offer for a card,Legacy Visa, and decided to take them up on the offer.I understand that the annual fee is $75 dollars. The APR is 29.9%. I know that this is pretty expensive.But lets face it,if I had good credit I'd have an Amex card. I intend to keep you folks posted...
Entity
Legacy Visa
Categories: Credit Card Processing (ACH) Companies
9, Report:
#879737
Posted Date:
May 08 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/12d832d1-8267-42f9-9c27-cbb4028ec63a.png)
LHR Collection LHR is trying to collect a settled date from Legacy Visa Hamburg, New York
In 2010 I settled a debt with Legacy Visa card , the agreement in the settlement was that it would be removed from my credit report once the amount was paid in full. This did happen. January 2012 I see LHR on my credit report, I call the company and they say the debt was...
Entity
LHR Collection
Categories: Collection Agency's
10, Report:
#174822
Posted Date:
Apr 24 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/a080a897-508f-4486-aa6c-d0e99c42c01c.png)
Legacy Visa First National Credit Card CCS ripoff SIOUX FALLS South Dakota
I Applied for this credit card in the mail. to fix my credit up..a cpl weeks later without even using it i was billed almost 200.00 my limit was only 250 .. when i called them they told me that was for activation. and fees. i have never used my card and i am still being billed late ...
Entity
First National Credit Card
Categories: Cross-Border Scams
11, Report:
#313096
Posted Date:
Apr 03 2012
First National Credit Card Division Of First National Bank (Pierre, SD)--- LEGACY CREDIT CARD No Credit Credit Card... imagine that... Pierre South Dakota
To my suprise I got a curious letter in the mail. It was a credit offer, my first credit offer in a long time. I had messed my credit up a while ago in college and haven't bothered with credit applications since. I always get denied and it hurts my credit every time I try. The Pre-a...
Entity
First National Credit Card Division Of First National Bank (Pierre, SD)---LEGACY CREDIT CARD
Categories: Credit Card Processing (ACH) Companies
12, Report:
#830745
Posted Date:
Jan 29 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/73659098-02d8-43ec-a82d-54587478b324.png)
Lewis Hastie Receivables New York, Nationwide
My husband & I moved to Idaho in 2011 and received a recycled phone number previously owned by Jennifer and/or Scott. For months various callers, and Auto dialers, have hounded us looking for Scott and/or Jennifer.
Recently, an auto-bot advised us that the call was confi...
Entity
Lewis Hastie Receivables
Categories: Collection Agency's
13, Report:
#808073
Posted Date:
Dec 12 2011
LHR, INC DEMAND LETTER FOR UNKNOWN COMPANY BOERNE Internet, Texas
I am being harrased to pay a credit card bill that I no nothing about. I never had a Legacy Visa.
Entity
LHR, INC
Categories: Credit Card Fraud
14, Report:
#686088
Posted Date:
Jan 24 2011
Legacy Visa First National Credit Card - Sits on Electronic Payments Received until AFTER due dateto Charge Late Fees - Sioux Falls, South Dakota
New name... old tricks?
Like many out there, seeking to rebuild credit after a job loss. So I understand and accept the low credit line and high annual fees and interest rates (with intent to pay balance in full each month to avoid the 29.9% APR). Didn't think a late fee would be a...
Entity
Legacy Visa
Categories: Banks
15, Report:
#680503
Posted Date:
Jan 09 2011
Legacy Visa First National Bank *Marking payment late that was not late* Sioux Falls, South Dakota
Legacy Visa marked a payment late that was not late. In fact, the payment was made "too early" and was credited to the previous month instead of the current month.
It looked as though I had two payments for one month but no payments for the next month. Upon my dispute, t...
Entity
Legacy Visa
Categories: Credit Card Fraud
16, Report:
#15270
Posted Date:
Mar 19 2010
First National Credit Card Royal Legacy Visa = Royal Ripoff
I applied for this card online and was approved. About 2 weeks later, I got the first month's bill for 176.00 in fees for accepting the card. They said that they mailout the bill and the card at the same time, so I waited another week or so for my card, but it never came, so I calle...
Entity
First National Credit Card
Categories: Credit & Debt Services
17, Report:
#452671
Posted Date:
May 17 2009
Michelle Folsom Morgan stold banking information to pay bills online.She works in a Dr. office. Newton Texas
I am writing this report to make people aware of how easily it is to have your information stolen. This girl has been a family friend of ours since she was born
Her mother lived down the road from my family since we were children.
My husband had been wondering where all our mon...
Entity
Michelle Folsom Morgan
Categories: Employees
18, Report:
#448052
Posted Date:
May 01 2009
LegaLegacy Visa not creditng my acoount in a timely fashion Sioux Falls South Dakota
This company is very slick. I mail my payment 10 days in advance of due date and it always gets credited 4-5 days after due date. I believe they do this to charge you a late fee. Their customer service dept is bad and will not focus on anything else except to charge you extra money....
Entity
Legacy Visa
Categories: Credit Card Processing Companies
19, Report:
#436999
Posted Date:
Mar 24 2009
First National Credit Card - Legacy Visa Credit card scam Sioux Falls South Dakota
I have been a credit card holder through First National/Legacy for a while now, and decided to cancel it because of the outrageous fees this company keeps charging. I never had a credit card before and needed to build-up my credit.
I received a $250 credit limit, with the underst...
Entity
First National Credit Card - Legacy Visa
Categories: BBB Better Business Bureau
20, Report:
#367078
Posted Date:
Dec 20 2008
First National Credit Card Legacy Visa Charged bogus fees that were NOT disclosed upon pre approval. Sioux Falls South Dakota
When I received the pre approved application from First National Credit Card Legacy Visa, no where did it say what their fees would be.
I knew the interest rate would be high because of my low credit scores.
I filled out the application online and was instantly approved. I rec...
Entity
First National Credit Card Legacy Visa
Categories: Miscellaneous Companies
21, Report:
#320444
Posted Date:
Mar 24 2008
Legacy Visa, First National Credit Card Unexpected Charges Legacy Visa, First National Credit Card ripoff Sioux Falls South Dakota
On 08/2007 I received and accepted a credit card offer from First National Bank for a Legacy card. NO monthly fee, NO annual fee, 0% interest rate till 08.2008, NO balance transfer fee was clearly printed on invitation . The card came five days later, the CARD ONLY with NO ACTIVA...
Entity
Legacy Visa, First National Credit Card Unexpected Charges
Categories: Credit Card Fraud
22, Report:
#314979
Posted Date:
Mar 05 2008
Legacy Visa, First National Credit Card Additional charges after paying balance in full ,closed account Sioux Falls South Dakota
First, I was fully aware of the high charges when I obtained this card. I do not dispute them. I got this card to help me through a tough time while I resolved my credit issues. Once I was comfortable with my credit again, I called and cancelled my card (12/07). January of 2008 I ph...
Entity
Legacy Visa
Categories: Credit Card Fraud
23, Report:
#311376
Posted Date:
Feb 23 2008
Legacy Visa credit card ripoff legacy visa Sioux Falls South Dakota
we received the cards and had not used them and was charged an activation fee of $150.00 before we even used them the credit limit was $200.00 already assessed for fees this was a pretty poor deal we paid this off as we thought but next month we got another bill more fees we paid ag...
Entity
Legacy Visa
Categories: Credit & Debt Services
24, Report:
#305404
Posted Date:
Feb 02 2008
Legacy Visa card it's a joke. Sioux Falls South Dakota
You get this credit card and you can't even use it because they put fees on it before you even get the card in the mail. and when you do get the card you get a bill few days later and it's 175.00 because of the fee they added to it. They don't tell you about the extra fees for this ...
Entity
Legacy Visa
Categories: Credit & Debt Services
25, Report:
#296569
Posted Date:
Jan 03 2008
Legacy Visa Card DON'T BE FOOLED INTO BELIEVING THIS IS A CREDIT CARD Pierre South Dakota
The previous Rip Off Report on Legacy Visa prompted me to view my account online. At this time, I found out after using the card only twice (totalling 12.00) that I only had an available credit of $12. When I called the representative said that I had gone over my limit, and confir...
Entity
Legacy Visa Card
Categories: Credit Card Processing (ACH) Companies