1, Report:
#973118
Posted Date:
Nov 26 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/07f7df4a-4374-4b39-9667-ac0b69ad97b7.png)
Emerge Credit Card ? Now ripping more money from us who can't afford it. Internet
I have been trying to pay off a closed credit card for over nine (9) years. We had run into some financial difficulties with job losses,etc. Many times our payments were late but were at least paid asap with at least the minimum payment.
I tried toda...
Entity
Emerge Credit Card
Categories: Miscellaneous Companies
2, Report:
#540744
Posted Date:
Dec 16 2009
Emerge Credit Card terminated my card and deteriorated my credit score for no reason. Cannot get new card Internet
On November 20th, 2009 I received a letter of termination from Emerge Mastercard. Without further reason my credit card was closed. I tried to apply for another credit card and was declined. Apparently my credit score has been damaged by this company, I pay my bills on time! I tried...
Entity
Emerge Credit Card
Categories: Credit Card Processing (ACH) Companies
3, Report:
#409545
Posted Date:
Jan 08 2009
Emerge Mastercard Taking ME to court? Pleasanton California
Wow! I was just served with court papers last night that Emerge Mastercard had drawn up! They're trying to sue me for $1055.54! Excuse me? I had a Providian credit card years ago which was paid off in 2002. No delinquent payments and PAID IN FULL!!! I pulled and printed my cre...
Entity
Emerge Mastercard
Categories: Credit Card Fraud
4, Report:
#364371
Posted Date:
Aug 19 2008
Emerge Credit Card Refuses to honor Sailors and Soldier Relief Act Atlanta Georgia
When I was deployed to Qatar I informed Emerge Credit Card Co. that I was entitled to an interest discount under the Sailors and Soldiers Relief Act. Emerge sent me forms that needed to be certified and returned along with a copy of my orders.
After getting the form certified, I ...
Entity
Emerge Credit Card
Categories: Credit Card Processing (ACH) Companies
5, Report:
#312169
Posted Date:
Feb 26 2008
Emerge Credit Card Gouging Newark New Jersey
The poorest example of customer service I've come across in all my years. Their website gives no information on your account, except to let you pay the bill at a fee of $4.95. Calling their number is equally as frustrating, call center in India and very difficult to understand the...
Entity
Emerge Credit Card
Categories: Credit Card Processing Companies
6, Report:
#311996
Posted Date:
Feb 26 2008
Emerge Credit Emerge on my credit report COLUMBUS Georgia
Well I am just writeing this letter for you all to know that I have not been and never will be a member of the Emerge credit card services, but there is a problem.
I have been slapped with a reality that Emerge has placed a closed or canceled credit on my credit report and this is...
Entity
Emerge Credit
Categories: Credit & Debt Services
7, Report:
#304202
Posted Date:
Jan 29 2008
EMERGE VISA CREDIT CARD UNFAIR TREATMENT ATLANTIC Georgia
I recived a copy of my credit report about two weeks ago on it a found Emerge credit card services. I then contacted the company and explained to them that I did not open this account using my personal information. I was told that I would be sent a fraud package to fill out and that...
Entity
EMERGE VISA CREDIT CARD
Categories: Credit & Debt Services
8, Report:
#289307
Posted Date:
Dec 06 2007
Emerge Credit Card Terrible Customer Service Internet
My son has this credit card and I am trying to help him by making the payments on the internet.
1. There is no way to access account information
2. This is the only credit card company I have ever dealt with that charges to make your payments over the internet. ($4.95 per paym...
Entity
Emerge Credit Card
Categories: Credit & Debt Services
9, Report:
#284615
Posted Date:
Nov 13 2007
Emerge Credit Card Emerge uses deceptive practices. I have not gotten a statement from them in about three months. However, they continue to send me letters stating that my payments have not been received. Cannot get a person on the phone to get a mailing address because they leave you on hold for long periods of time. Atlanta Georgia
Emerge Credit Card Services is a deceptive company. I have not received a statement in months. I have called several numbers trying to get a live person or just the mailing address on the web(which is also a joke). Whenever someone does answer the phone they are Indian and their ...
Entity
Emerge Credit Card
Categories: Credit & Debt Services
10, Report:
#230447
Posted Date:
Jan 14 2007
Emerge Credit Card Company emerge is a ripoff credit card company; taking advantage of first-time credit card applicants, or poor credit risks, insuring that the creditor will fail Cardholderservices emergecard.com New Jersey
Emerge takes advantage of people with less than perfect credit. Emerge feeds its company on luring people with guarantees for credit cards, the catch is; rasing interst rates later. Or stating that payments were not received on time, thereby charging late fees, or over limit fees. T...
Entity
Emerge Credit Card Company
Categories: Credit & Debt Services
11, Report:
#224091
Posted Date:
Dec 11 2006
Emerge Credit Card (VISA) No bill since October - and THEY complain I'M late! Atlanta Georgia
I have not received a bill from Emerge since October 2006. I've been trying to pay off this account since they arbitrarily raised my interest rate to over 30% (apr), but the more I pay, the further behind I seem to be getting.
In October, they sent their last bill to me. I pai...
Entity
Emerge Credit Card (VISA)
Categories: Credit & Debt Services
12, Report:
#224646
Posted Date:
Dec 10 2006
Emerge ALERT FTC responded to my complaint concerning harrasment Atlanta Georgia
The more documented case of abuse from Emerge, the more likely Fedeeral action will be taken against this company:
Thank you for recent correspondence. The Federal Trade Commission acts in the public interest to stop business practices that violate the laws it enforces.
L...
Entity
Emerge Credit Card
Categories: Credit & Debt Services
13, Report:
#163069
Posted Date:
Nov 02 2005
Emerge Credit Card Services I payed a big fee to open, then they cancelled without refund, ripoff Columbus Ohio
Emerge keeps calling me. They called me to reopen an account with a 200 deposit. Then they closed it afer they took my money. Frauds.
Dave
Grapevine, TexasU.S.A.
Entity
Emerge Credit Card Services
Categories: Credit & Debt Services
14, Report:
#132115
Posted Date:
Feb 21 2005
Providian - emerge ripoff Atlanta Georgia
I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%.
I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.1...
Entity
Providian-emerge
Categories: Credit Card Processing (ACH) Companies
15, Report:
#123334
Posted Date:
Dec 17 2004
Emerge Card rip-off! Trying to get money in all sorts of ways. Atlanta Georgia
I filed this report on 1/14/2004:
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Entity
Emerge Card
Categories: Financial Services
16, Report:
#116856
Posted Date:
Nov 09 2004
Emerge Credit Card Company, Emerge - providian ripoff Columbus Georgia
I make payments every month, pay extra every other month. This balance will not go down. They receive my payment on time and still get charged late fees and over the limit fees. The account has been closed for several years and they will not drop the finance charges or the over limi...
Entity
Emerge Credit Card Company
Categories: Credit Card Fraud
17, Report:
#103477
Posted Date:
Aug 13 2004
Providian, Emerge Credit Card rip-off! They cut my credit line, then canceled my credit card even after I paid off half the balance. Atlanta Georgia
I had 2 late payments about a year ago. Then 5 months ago my credit balance was cut then my card was canceled even after paying half of my remaining balance. Now each statement, the credit line drops like the stock market does and when you call, you get some $2.00 a day indian that ...
Entity
Providian - Emerge Credit Card
Categories: Credit & Debt Services
18, Report:
#86076
Posted Date:
Mar 31 2004
EMERGE MASTERCARD ripoff Mpls Minnesota
Let me just tell you this
Emerge can go straight to hell. I am still unsure how I went from a non deliquent Providian Visa card to an Emerge Mastercard. Anyone have any kind of light on that?
Not only did I not volunteer for this, it took several months of calling Providian to...
Entity
EMERGE MASTERCARD
Categories: Credit & Debt Services
19, Report:
#81615
Posted Date:
Feb 24 2004
EMERGE CREDIT CARD emerge rip off never can seem to pay off them Atlanta Georgia
My providian card was in good standing just had raised my credit limit and was bought by emerge at the time I owed around $490 when was bought out account was closed. Never recieve billing statements on time sometimes not even monthly but after I also requested account to be closed ...
Entity
EMERGE CREDIT CARD
Categories: Credit & Debt Services
20, Report:
#79925
Posted Date:
Feb 10 2004
EMERGE - PROVIDIAN CREDIT CARD ripoff Atlanta Georgia
July 2002 I paid off $2,000(which was more than half of my savings then) of a $4,000 Providan cred card balance, based on Customer Serv confirmation that my account will be reviewed and strong possibility of subsequent reduction of finance charges.
Voila! PROVIDIAN became Emerg...
Entity
EMERGE - PROVIDIAN CREDIT CARD
Categories: Credit & Debt Services
21, Report:
#78813
Posted Date:
Feb 01 2004
Emerge Credit Card Services Brazen Ripoff--somebody help rid this scum from our Earth Salt Lake City Utah
I had a Providian card which was not all that great to begin with , but at least I could access my account online--unlike this new E*Merge Card which i got in mail with no prior knowledge whatsoever. I called them up and they told me my account was switched from Providian and that I...
Entity
Emerge Credit Card Services
Categories: Credit & Debt Services
22, Report:
#78775
Posted Date:
Jan 31 2004
Emerge Credit Card Services ripoff they are charging me too much interest on the credit card 29.99% since they changed they were providian card before have alot of problems with them now Columbuscolumbus Georgia
they are charging me to much interest on the card 29.99% and keep calling me to get payment from me they call out of ohio. there phone number is disconnected and can't get though to call them.
Liz
wyoming, MichiganU.S.A.
Entity
Emerge Credit Card Services
Categories: Credit & Debt Services
23, Report:
#77030
Posted Date:
Jan 14 2004
Emerge Credit Card is a ripoff scam with useless employess. Atlanta Georgia
I had a getsmart credit card which was sold to emerge. My interest rate went from 14.9% to 29.99% when it was sold. I was not informed of this sale till I checked to make a payment online.
I had the account for awhile and did pay it off once. After I paid it off my credit limit ...
Entity
Emerge Credit Card
Categories: Credit & Debt Services
24, Report:
#76834
Posted Date:
Jan 11 2004
Providian - emerge Credit Card ripoff Atlanta Georgia
I too have had an experience with emerge. I too had a providian credit card that was in very good standing. I went to vegas for a few days and when I went to check out my card was no good. Providian/Emerge closed it and the remaining credit line out without notifing me either.
I...
Entity
Providian - Emerge Credit Card
Categories: Credit & Debt Services
25, Report:
#73552
Posted Date:
Dec 01 2003
Emerge Credit Card ripoff, thieves and discrimination Atlanta Georgia
After recieving my Nov statement which shows the annual fee I noticed I did not recieve my new credit card which expired in Oct,2003.I called the payment processing number and was told I was current and still had over 800.00 available credit.
I then pressed the number to report t...
Entity
Emerge Credit Card
Categories: Credit Card Processing (ACH) Companies