1, Report:
#140671
Posted Date:
Apr 28 2005
Emerge Mastercard/ Providian/aspire ripoff company, 29,99% interest/not a good contact phone number, all hours collection calls rude/ hangup on you scam Atlanta Georgia
totally a rip off deal when providian was sold to emerge mastercard. I have all my records where I disputed the account being sold to emerge. continued to make payments to providian and they were never credited or sent over to emerge.
approx 5months later got a call a collecti...
Entity
Emerge Mastercard
Categories: Credit & Debt Services
2, Report:
#123374
Posted Date:
Dec 17 2004
Emerge MasterCard Providian Ripoff Scam Alert Emerge No-Fee Online payments for the holidays Atlanta Georgia
Every legitimate credit card issuer I have dealt with, has never asked me to enter my social security number to access my account. NEVER! Yet, I go to Emerge's website and the first thing I notice is that I need to enter my social security number to access my account, if I wish to...
Entity
Emerge MasterCard, Providian
Categories: Credit & Debt Services
3, Report:
#120810
Posted Date:
Dec 02 2004
Emerge Mastercard rip-off! Bogus pay down your debt options, change of company name, unable to provide proof of debt information. Atlanta Georgia
To start off if I didn't know better I would have thought that I had written all of the complaints that I have read about this company. I too had a providian account that was transfered to emerge mastercard. Also, I did have credit protection with providian.
I was making payments...
Entity
Emerge Mastercard - Providian
Categories: Corrupt Companies
4, Report:
#74836
Posted Date:
Nov 19 2004
Emerge MasterCard, Providian And CompuCredit Over-limit fee, Pay Assist Program Scam Atlanta Georgia
I recently have begun my battle and wanted to provide info for everyone in hopes that someone will return the favor and let me know other ways to go about this. I sent this letter to both the president of CompuCredit:
Mr. Richard R. House
Email Address: [email protected]...
Entity
Emerge MasterCard
Categories: Credit Card Processing (ACH) Companies
5, Report:
#73484
Posted Date:
Sep 07 2004
EMERGE MASTERCARD PROVIDIAN ARTICLE from Providian shows they are in TROUBLE Tilton New Hampshire
Providian Financial Corp. was fighting for its reputation a year ago. Now it's fighting for its life.
With an overhauled management team and a restructuring plan blessed by federal regulators, Providian officials believe they can restore a credit card issuer damaged by the d...
Entity
EMERGE MASTERCARD PROVIDIAN
Categories: Credit & Debt Services
6, Report:
#105864
Posted Date:
Aug 28 2004
Emerge Mastercard rip-off! These people won't credit your payments! Colombus Georgia
I had a Getsmart Visa for about a year, when without previous notification Providian sold the account to Emerge. Even with higher interest rates I managed to pay off my entire balance and it remained like this for quite a while. Last May I had to make some emergency purchases and ch...
Entity
Emerge Mastercard - Providian
Categories: Credit Card Fraud
7, Report:
#102806
Posted Date:
Aug 09 2004
Emerge Mastercard, Providian ripoff Transfer my account from providian without no warning COLUMBUS Georgia
I had a $1,200 credit line That i've been paying on time for the last 2 1/2 years and my balance has never left the $1200 mark as a matter of fact my balance went over the credit line amount.
Providian transfer my account over to Emerge mastercard about 2 years ago and it's been...
Entity
Emerge Mastercard
Categories: Credit & Debt Services
8, Report:
#90286
Posted Date:
May 05 2004
Emerge Mastercard ripoff! Nearly 30% interest! Atlanta Georgia
My Emerge account actually started as an ARIA Visa. It was then sold to Getsmart, and then to Providian, and then finally to Emerge. The nitemare began when Emerge took over the account, with no prior warning I might add.
I got a letter in a the mail stating that my account ha...
Entity
Emerge Mastercard - Providian - ARIA - Get smart
Categories: Credit & Debt Services
9, Report:
#89586
Posted Date:
May 04 2004
Emerge Mastercard - Providian - Getsmart ripoff added fees raised interest not sending bills cant contact by phone liars Atlanta Georgia
About 3 years ago I got a Getsmart Visa. I had great history with them. I got notice my card was sold to Providian, still had no problems. Then one day recieved a bill for Emerge mastercard and had no idea what for. I never even recieved the actual credit card.
After months of t...
Entity
Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
10, Report:
#77529
Posted Date:
Mar 18 2004
Emerge Mastercard aka Providian Ripoff! Credit Card Service Harrassment and Illegal Business Practices. Atlanta Georgia
I had a Providian Classic Visa in good standing for nearly three years, then one day with no excuse of why, my account was closed and sold to this RipOff company called Emerge Mastercard. From what I understand and have heard this Emerge company is like a sProvidian affiliate or som...
Entity
Emerge Mastercard - Providian
Categories: Credit Card Processing (ACH) Companies
11, Report:
#82225
Posted Date:
Feb 28 2004
Emerge Mastercard - Providian ripoff, posting payments late to charge extra fees Alanta Georgia
I sent my payment on Jan 13th and Emerge did not post it until Feb 5th making me occur more late fees. I also received this months statement on Feb 25th when it is due on the 29th of Feb. How can they post anything on Feb 29th when it's a Sunday? Expect more late fees. I called the ...
Entity
Emerge Mastercard - Providian
Categories: Credit & Debt Services
12, Report:
#80895
Posted Date:
Feb 19 2004
Emerge Mastercard - Providian ripoff intentionally posts payments a month late and 'loses' payments even though they cashed the check. Atlanta Georgia
I have recently noticed little discrepencies on my bills. I realized why it is taking me forever to lower the balance - the 29.99% interest rate!! I read the other stories on this site and I am SO with all of you!
I just spent 2 hours on the phone (60% of the time on hold of co...
Entity
Emerge Mastercard - Providian
Categories: Credit & Debt Services
13, Report:
#42059
Posted Date:
Dec 29 2003
Providian Bank dba Emerge MasterCard Providian Bank How To Stop Providian Rip Offs Columbus Georgia
I had a business bankruptcy 10 years ago, and my credit still suffers, so I applied for and received a GetSmart Visa from Providian.
After a year of on-time perfect payments, and after I accumulated a balance of about $2,100, I was switched to Emerge MasterCard (also owned by Pro...
Entity
Providian Bank, dba Emerge MasterCard
Categories: Credit & Debt Services
14, Report:
#73207
Posted Date:
Nov 26 2003
Providian ripoff Columbus Georgia
I am one of many people taken by the sell off of my credit card account from Providian to Emerge Mastercard. My rate was jacked up to 29.99%. There is nothing I can do about this, so I am told. Today I received a call from Emerge saying that my payment from last month has not been r...
Entity
Emerge Mastercard
Categories: Corrupt Companies
15, Report:
#71829
Posted Date:
Nov 13 2003
EMERGE MASTERCARD - Providian ripoff Jacked up APR to 29.99%, why should our accounts be sold to another company who doubles the APR. ATLANTA Georgia
I had the Get Smart Visa and always made my payments above and beyond the minimum amount and had no problems, UNTIL it was sold to PROVIDIAN AKA EMERGE and now my balance never seems to diminish.
I always pay above my minimum amount and I have not made a purchase on this card o...
Entity
EMERGE MASTERCARD - Providian
Categories: Credit Card Fraud
16, Report:
#64133
Posted Date:
Jul 19 2003
Emerge Mastercard Providian ripoff did not send statements and before I knew it, I was a month behind. Atlanta Georgia
Providian sold my GetSmart account to Emerge Mastercard. This company did not send statements and before I knew it, I was a month behind. I have since paid this card off, but the deliquency is still showing up on my credit report.
I was never given any notification that the acco...
Entity
Emerge Mastercard
Categories: Credit & Debt Services
17, Report:
#61484
Posted Date:
Jun 23 2003
EMERGE MASTERCARD, PROVIDIAN VISA NO CHOICE BUT GETTING RIPPED OFF abused & mistreated ripoff business from hell Internet
I also had a providian Get Smart Visa, and never missed a payment nor was I ever late. One day last year after I had just done a $200.00 payment over the internet, I went to use the providian card and it was declined. I called providian and was told that my account had been cancelle...
Entity
EMERGE MASTERCARD, PROVIDIAN VISA
Categories: Credit Card Processing (ACH) Companies
18, Report:
#60610
Posted Date:
Jun 13 2003
EMERGE MASTERCARD PROVIDIAN ripoff COLUMBUS Georgia
I had an Aria Visa card which turned into a Getsmart Visa card which turned into a Emerge Mastercard. Not only is it a ripoff because my interest rate doubled but their customer service STINKS!! I had excellent payment history in the past and so not realize why the rate was raised...
Entity
EMERGE MASTERCARD PROVIDIAN
Categories: Credit & Debt Services
19, Report:
#59840
Posted Date:
Jun 06 2003
Emerge MasterCard rip-off! You think your account is paid off, but they'll be tacking on late fees. Here's a couple recomendations to help free you from their evil clutches. Atlanta Georgia
I am taking a moment to warn those who are now falling victim to Emerge Mastercards highly unethical practices and a couple recomendations to help free you from their evil clutches.
First off, I was a happy member of Providian for some time and quite happy with their service. Thi...
Entity
Emerge MasterCard Providian
Categories: Credit Card Processing (ACH) Companies
20, Report:
#58010
Posted Date:
May 22 2003
EMerge Mastercard Providian Financial abused & mistreated, ripoff business from hell deceptive company Atlanta Georgia
My wife and I had a Platinum Providian Visa with a limit of $8,500. This card (with Providian) was opened in the early 1990's and never had a late payment. We received a letter in the mail stating that the account had been transfered to eMerge Mastercard and that they were closing...
Entity
EMerge Mastercard Providian Financial
Categories: Credit Card Processing (ACH) Companies
21, Report:
#56894
Posted Date:
May 14 2003
Emerge Mastercard, providian, getsmart sold my account 2 times in 3 yrs rate keeps rising, deceptive company the business that doesnt give adam consumer rip-off fraud deceptive company Columbus atlanta Georgia
Irecieved a providian card at 6.8 % in 2000 and then it changed to getsmart card,the rate changed to 18.% in october 14, 2002 it changed to emerge mastercard and went to 29.99%and couldnot do anything about it,my husband has elzhimner and now getting ssi im working a paper route at...
Entity
Emerge Mastercard
Categories: Corrupt Companies
22, Report:
#56288
Posted Date:
May 09 2003
Emerge Mastercard / Providian Providian ripoff additional fees & sold my account to Emerge, yet Emerge is owned by Providian Atlanta Georgia
I had a Visa & a Mastercard account with Providian for several years. I was never happy with thier customer service...but oh well. This year I all of a sudden I find out without prior notice that my Visa account has been sold to Emerge Mastercard. I had used Providian's web site to ...
Entity
Emerge Mastercard / Providian
Categories: Credit Card Fraud
23, Report:
#53319
Posted Date:
Apr 17 2003
Providian Mastercard and Emerge Mastercard thieves stole my money and lied to me. Atlanta Georgia
I had a Providian Mastercard and made a payment ONE day late in the mail. Providian charged me $29 for the late payment and wanted to raise my rates after I called on the phone to complain.
Feeling I was being treated unfairly I wrote Providian a note with my next statement aski...
Entity
Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
24, Report:
#50668
Posted Date:
Mar 27 2003
Providian Visa interest ripoff Columbus Georgia
Providian Visa AKA EMerge Mastercard Providian Switched me without any notification from Smart VISA14.99 to a Emerge Mastercard 29.99% APR Columbus Georgia .....
I was a Providian Visa Card holder for a year or so and one day in the mail I get a card from Emerge. When I called th...
Entity
Providian Visa AKA EMerge Mastercard
Categories: Credit & Debt Services
25, Report:
#50218
Posted Date:
Mar 22 2003
EMERGE Mastercard PROVIDIAN claim they never received payment mailed 1 week in advance deceptive Rip-off company Columbus Georgia
I WAS ORIGINALLY A PROVIDIAN GOLDCARD HOLDER,I ALWAYS
MADE MY PAYMENTS ON TIME AND OFTEN TWICE A WEEK.
IN NOVEMBER WHEN TRYING TO MAKE AN ONLINE PAYMENT, THE
PROVIDIAN WEBSITE NOTIFIED ME THAT MY ACCOUNTS WERE
AQUIRED BY EMERGE, THUS PROMPTING ME TO CLICK ON THERE
...
Entity
EMERGE Mastercard
Categories: Credit & Debt Services