1301, Report:
#14483
Posted Date:
Feb 26 2002
Providian National Bank: Credit Card Fraud or Common Practice.
When i first received a Providian Visa Card, the interest rate was 23.9%, but since i was trying to establish credit card use, i signed for the card, in the beginning, my credit line was $700.00 then a short while later, they increased the limit to $1700.00 There were no problems w...
Entity
Categories: Banks
1302, Report:
#14876
Posted Date:
Feb 22 2002
Providian Financial/Providian Visa Card ripoff, usury charges for interest and late fees
I am being charged interest at the rate of 23.99%, occassionally 24.99% and a late fee of $ 29.00 if payment is not received on due date.
And, I pay an annual fee of $48.00.
I am assuming these fees are legal, but I am trying to contact the banking commission in my state (NJ) to...
Entity
Categories: Credit & Debt Services
1303, Report:
#14429
Posted Date:
Feb 18 2002
Providian Put a Hold on My Card after I paid them $250-
I sent providian a check for $100- in January, which, due to my error, bounced. The second time through, the check cleared about 2/10/02. I then set up an electronic check payment online that directly paid them an additional $150- THAT SAME DAY to my account. YET--Providian put a...
Entity
Categories: Credit & Debt Services
1304, Report:
#14038
Posted Date:
Feb 13 2002
Capital Choice Consumer Credit - NOTICE TO ALL RECIPIENTS OF THIS RIP-OFF
Dear All - Some advice
I work in the direct mail industry, and am familiar with the thousands of credit card offers in existence. First things first:
- If an offer doesnt mention in the letter either VISA or Mastercard etc registered trademarks - IGNORE IT.
- If you didnt app...
Entity
Categories: Credit & Debt Services
1305, Report:
#13604
Posted Date:
Feb 08 2002
Providian Bank Gold Visa Has APR of 24%!! Rip-off!!
Just had to pass this along to potential applicants for a card with this bunch of vultures. Received an offer from them this morning with a zero percent introductory rate until July 2002. After that, it goes to an UNBELIEVEABLE 24%!! They prey on the very people who can least aff...
Entity
Categories: Credit & Debt Services
1306, Report:
#12849
Posted Date:
Jan 30 2002
Another Providian Scam-No Grace Period
Last August I received an offer for a Providian Visa with no annual fee. I suppose I ought to have realized that there was a catch to this somewhere, but at the time I was so pissed off with Capital One that I thought I would take a chance on one of the other pirates. The offer cont...
Entity
Categories: Credit & Debt Services
1307, Report:
#12040
Posted Date:
Jan 20 2002
1st Pacific Credit - Providian =Straight Robbery ripoff scam
After reading an ad in the Pennysaver for a GUARANTEED Visa or Mastercard, I called the number given. it was 3 weeks before Christmas and I was broke. I gave the rep (Katie) all my information and authorized the amount due, $139.00, to be electronically deducted from my checking a...
Entity
Categories: Credit & Debt Services
1308, Report:
#11125
Posted Date:
Jan 09 2002
Providian Visa Credit Card (late fee) Rip off
Providian Visa has changed my due. dates with out notifying me and has charged me a $29.00 late fee for a bill I mailed early enough to get to China!
Click here to read other Rip-off Reports on Providian
Entity
Categories: Credit & Debt Services
1309, Report:
#10893
Posted Date:
Jan 07 2002
Providian National Bank Ripped me off~
In the first week of December 2001 Providian national bank of Tilton NH sent me an email making me an offer for a low interest, no membership fee visa card. Platinum to be exact. All i had to do was fill out the online app. The credit card was in the 9.9 percent range. I filled out ...
Entity
Categories: Banks
1310, Report:
#10895
Posted Date:
Jan 07 2002
Providian National Bank Another rip off
In the first week of December 2001 Providian national bank of Tilton NH sent me an email making me an offer for a low interest, no membership fee visa card. Platinum to be exact. All i had to do was fill out the online app. The credit card was in the 9.9 percent range. I filled out ...
Entity
Categories: Banks