1301, Report:
#11283
Posted Date:
Feb 26 2002
THE PROVIDIAN CROOKS!! *Consumer Suggestion
PROVIDIAN VISA, is a credit card company that constantly checks peoples credit and then sends un-asked for credit card applications that say PRE-APPROVED. I suspect many people in a bind fall for the zero percent intro intrest rate and get the card, then find the rate 23.99!
I h...
Entity
PROVIDIAN VISA
Categories: Sales People
1302, Report:
#14483
Posted Date:
Feb 26 2002
Providian National Bank: Credit Card Fraud or Common Practice.
When i first received a Providian Visa Card, the interest rate was 23.9%, but since i was trying to establish credit card use, i signed for the card, in the beginning, my credit line was $700.00 then a short while later, they increased the limit to $1700.00 There were no problems w...
Entity
Providian National Bank
Categories: Banks
1303, Report:
#14876
Posted Date:
Feb 22 2002
Providian Financial/Providian Visa Card ripoff, usury charges for interest and late fees
I am being charged interest at the rate of 23.99%, occassionally 24.99% and a late fee of $ 29.00 if payment is not received on due date.
And, I pay an annual fee of $48.00.
I am assuming these fees are legal, but I am trying to contact the banking commission in my state (NJ) to...
Entity
Providian Financial/Providian Visa Card
Categories: Credit & Debt Services
1304, Report:
#14429
Posted Date:
Feb 18 2002
Providian Put a Hold on My Card after I paid them $250-
I sent providian a check for $100- in January, which, due to my error, bounced. The second time through, the check cleared about 2/10/02. I then set up an electronic check payment online that directly paid them an additional $150- THAT SAME DAY to my account. YET--Providian put a...
Entity
Providian Visa
Categories: Credit & Debt Services
1305, Report:
#14038
Posted Date:
Feb 13 2002
Capital Choice Consumer Credit - NOTICE TO ALL RECIPIENTS OF THIS RIP-OFF
Dear All - Some advice
I work in the direct mail industry, and am familiar with the thousands of credit card offers in existence. First things first:
- If an offer doesnt mention in the letter either VISA or Mastercard etc registered trademarks - IGNORE IT.
- If you didnt app...
Entity
Capital Choice Consumer Credit
Categories: Credit & Debt Services
1306, Report:
#13604
Posted Date:
Feb 08 2002
Providian Bank Gold Visa Has APR of 24%!! Rip-off!!
Just had to pass this along to potential applicants for a card with this bunch of vultures. Received an offer from them this morning with a zero percent introductory rate until July 2002. After that, it goes to an UNBELIEVEABLE 24%!! They prey on the very people who can least aff...
Entity
Providian Bank
Categories: Credit & Debt Services
1307, Report:
#12849
Posted Date:
Jan 30 2002
Another Providian Scam-No Grace Period
Last August I received an offer for a Providian Visa with no annual fee. I suppose I ought to have realized that there was a catch to this somewhere, but at the time I was so pissed off with Capital One that I thought I would take a chance on one of the other pirates. The offer cont...
Entity
Providian National Bank
Categories: Credit & Debt Services
1308, Report:
#12040
Posted Date:
Jan 20 2002
1st Pacific Credit - Providian =Straight Robbery ripoff scam
After reading an ad in the Pennysaver for a GUARANTEED Visa or Mastercard, I called the number given. it was 3 weeks before Christmas and I was broke. I gave the rep (Katie) all my information and authorized the amount due, $139.00, to be electronically deducted from my checking a...
Entity
1st Pacific Credit
Categories: Credit & Debt Services
1309, Report:
#11125
Posted Date:
Jan 09 2002
Providian Visa Credit Card (late fee) Rip off
Providian Visa has changed my due. dates with out notifying me and has charged me a $29.00 late fee for a bill I mailed early enough to get to China!
Click here to read other Rip-off Reports on Providian
Entity
Providian Visa credit card
Categories: Credit & Debt Services
1310, Report:
#10893
Posted Date:
Jan 07 2002
Providian National Bank Ripped me off~
In the first week of December 2001 Providian national bank of Tilton NH sent me an email making me an offer for a low interest, no membership fee visa card. Platinum to be exact. All i had to do was fill out the online app. The credit card was in the 9.9 percent range. I filled out ...
Entity
Providian National Bank
Categories: Banks