Buyer Beware. Capitol Vacations is a company that will lure you in with a Sales Pitch at your "free vacation" in Branson and then tell you that you can use your points to pay down Maintenance Fees & other lies to tie you into a contract. The interest rate is an obscene 25%. Please DO NOT do business with this highly unethical company. They will lie to you to get you to sign on the dotted line then refuse to let unsatisfied customers go. They are also not helpful & the "points to pay down maintenance fees and overall pay down your bill with points" song and dance is an absolute lie. This company WILL scam you into a contract with absolutely no value whatsoever in order to make a sale. Please avoid this company or you will be tied into a contract.