Complaint Review: Champion Mortgage - Dallas TX

Amanda Timperman-Freda Foreclosing Is a lawyer in MA 12 years of experience her firm represents Nationstar Mortgage d/b/a Champion Mortgage on a disabled man in NH NOT any following NH rules or  none zero in court forclosing with any StatutoryNotice my self or my brother in MS. Again the house is in NH non MA

Explained my dilemma with Champion  Mortgage and the sale of moms Mortgage from  Wells Fargo after they sued for the second time. Basics Nationstar- Champion Foreclosure without proper notice to myself and my brother In MS

My brother and both on the mortgage Both should have received the statutory notice brother never received the notice even got notarized letter set to the church he never got the statutory notice from mortgage never got any notice for the hearing or selling house currently in court brother never got most recent court stating the lawyer will come to court because we filed all the lawsuit been 30 days and they never told him still

I the disabled one got 2 days before postdated a month the I did the same thing. They attempted Sell by auction nope SOLD  they auctioned off  and according to the basic NH  foreclosure rules and Steven Bernstein JD you had many more. Some of the basics I will send the entire complaint We have complaint and objections and the lawsuit in court need help

NOW COMES, the Defendants and respectfully moves this Honorable Court to set aside the foreclosure sale of January 23, 2020 on the grounds that no notice of sale was served or mailed to Defendants.  The sale was a “chilled sale” in that it was advertised in the  Union Leader a newspaper published in  Manchester  New Hampshire,  Hillsborough County.  The subject property 48 Pine Street, Swanzey, New Hampshire is in Cheshire County.  In addition, the property did not sell for a normal price but was sold back to HUD for as an REO property for $45,000. 

Sandra Loll died on July 27, 2015, and had taken out a reverse mortgage on the subject property on July 26, 2011.to Wells Fargo Bank, N.A. who later transferred servicing to Nationstar Mortgage, LLC D/B/A Champion Mortgage Company.  The foreclosure sale is in direct violation of NH RSA 479:26 and contradicts the Affidavit of Theresa M Duggan, attorney for Marinosci Law Group, P.C. dated April 7, 2020, recorded in Cheshire County deed Book 3105, Page 895. 

The Affidavit of Joseph Dolben, an authorized agent of Nationstar Mortgage D/B/A Champion Mortgage Company is flawed in that the Concord Banking a newspaper published in Concord  New Hampshire,  Hillsborough County and the notice sent on Dec. 4, 2019, has the wrong address of Mark Loll who lives in the subject property and Donald A. Kennedy, Esq., Guardian Ad Litem was not properly listed on the Affidavit of Joseph Dolben. 

Defendants Mark and Jonathan Loll wish the foreclosure sale to be set aside as a “chilled sale” since they had no knowledge of the sale and wish the sale set aside and plaintiffs be required to auction the property again.  Defendants contend had they known of the sale they would have bid $45,000 or more to keep the property which is valued

11.          Ever since July 26, 2011, it has been alleged that Defendant’s Note and Deed were placed in a Federal National Mortgage Association (HUD) Trust and now the Trust has been transferred from Wells Fargo Bank, NA as servicer to Nationstar Mortgage LLC D/B/A Champion Mortgage Company.

12.          After the death of Sandra Loll on July 27, 2015, there was a dispute over the taxes and insurance of $243 a month.  Mark Loll, heir to the estate began living in the property at 48 Pine St., Swanzey, NH 03446 and began paying the $243 disputed amount.  Suddenly, the Servicer refused to take payments causing a default.  The defaulted amount was $10,000 or less however, the Servicer threatened to foreclose.  Numerous phone calls and attempts to settle this matter fell upon deaf ears. .

13.          Defendants respectfully ask the court to set the Foreclosure sale aside of January 23, 2020, as a “chilled sale”, wrongful foreclosure as Defendants and Guardian Ad Litem were not properly

foreclosure rule my lawyer in FL broke all of the rules never got correct notice brother did not get proper notice the selling never go ability to even offer or refinance anything used my stimulus money to help hire the foreclosure lawyer from he has no help me complaint and objection to the court and even help with a lawsuit he told me This Champion foreclosing  without proper notice proper they broke all the foreclosure rules notice sale

When asked me she twisted it around so that she tried to tell judge wrong info correct as to sale being posted Union Leader in Hillsborough county

Trying had payment arrangement sent by my personal lawyer advance of property taxes for 278 in change to Wells Fargo when got in serious trouble forced to sell now champion, we were told has our POA and arrangement will move to new mortgage person every payment was returned now foreclosure without proper notice

All foreclosure rules broken violation RSA479

 Champion

The foreclosure timeline from a legal perspective

Typically, your lender will send you a letter giving you 30 days to “cure,” which means to bring your loan up to date. If you fail to cure, your lender will accelerate your mortgage obligations, which means that your entire balance becomes due. To complete the foreclosure sale, your lender must take the following steps per NH RSA 479:

•             At least 25 days before the scheduled foreclosure sale, the lender must send you a notice of the scheduled foreclosure sale.

•             At least 20 days before the scheduled foreclosure sale, the lender must publish a notice of the sale in a newspaper in circulation in your town or county. The notice must be published once a week for three weeks in a row.

•             The lender must conduct a foreclosure sale at your home, or another location if specified in your mortgage.  The lender cannot force you to leave your home on the day of the auction and you do not have to let anyone into your home.

•             A third party, or the lender itself, may purchase your home at the foreclosure sale.  Once a foreclosure deed is recorded by the new owner, you are no longer the owner of the property and should start considering other housing options.

these are just the basic long list issues with Them not following foreclosure law again she works work for Nationstar Mortgage dba Champion mortgage currently being sued many class-action thousands in complaints consumer protection F BBB ratingf