Complaint Review: 24/7 Lending Group - Internet

Hello,

We are not lenders. We are a lender matching service with over 15 years experience in helping people of all credit situations locate the ideal personal loans for their needs. This is clearly stated all over our website. We don't collect banking info at anytime during our process. The info we do collect is securely trasmitted to the top, more reliable online personal loan providers. All of the lenders we work with are US based, Engligh speaking. These recent comments are not relevant to our service or process.

We've been helping thousands of consumers every month achieve their financial goals since 2001. We take pride in being a premier, reliable and trustworthy service provider. Anyone with questions prior to applying, please contact us at support@247lendinggroup. We will be more than happy to address any concerns.

Regards,

Jordan RobbinsOwner

 Yes, that's the first thing they hollar we are not lenders. Well stop collecting people information, such as SSN, DOB and Banking Information. All you're doing is making a bigger mess, you forward our personal info all over cyberspace with unsecured methods then we get calls from people who don't even speak proper English. Futhermore, our information ends up in West Bubble F@%#!

 We work with over 50 different lenders. The majority of them are able to issue pre-approvals and approvals without the need for SSN. If a consumer is unable to achieve approval from the no-SSN lenders, we will still try and help them achieve their financing and match them with additional lenders that will ask for SSN for verification purposes only. There is NO impact whatsoever to your credit score or rating when applying on our site regardless of who we try and match you with for your loan request. If anyone interested in applying has questions about our service or how the process works, please email us at [email protected]

 you say you don't ask for ss# but when I checked it out you had to give your ss# before you could even be shown lenders along with your bank account number sounds like a scam to me

To Whom It May Concern,

I fell upon this site in search of a legitimate company that can help me, but I have a concern based on the response posted by the individual of the company in question:

The clients seem disappointed in the false advertisement of your (247 Lending) splashpage- it clearly states "Good and Bad Credit Personal Loans" followed by No Credit Checks. However, both concerns aim toward the fact that 247 Lending does in fact require Credit Checks, which makes sense to do in order to find the appropriate loan. The concern lies where its falsified if your company lists that all types of credit situations are considered and seem to be assisted, but can ultimately be denied.

Thus far, it's safe to assume that those clients who posted their concerns were the individuals who were denied possibly due to their current credit score. For a company that advertises the total opposite on their splashpage, it brings uneasiness to a potential client who wishes to utilize the services of 247 Lending, such as myself. I've not checked my credit score in quite possibly ever! And although I am currently in a situation where help is greatly needed, to whom can I turn to if the statements advertised on the website aren't honored?

I understand that it's the Consumer's choice to choose an available company and I understand that everything is a risk, but when requiring such financial help, it should be between the Consumer/Client and a company that they can trust. I am in now way slandering 247 Lending nor am I defending the posts prior to my involvment- I'm simply inputting my opinion in hopes to gain knowledge of 247 Lending and if that specific company is able to help.

Thank you

We do help people with bad credit but cannot help everyone and do not guarantee approval. Borrowers need to be realistic with their expectations and loan requests. The biggest issue we see is individuals applying for high loan amounts that they would not be able to afford making payments on based on their income and existing debt.

We encourage anyone with questions or concerns prior to applying to please contact us @ [email protected]. We process several thousand apps/day and unfortuantely there are going to be people unhappy people as a result of not getting approved.

im so sick of all this false advertising. the statement about working with bad credit is INNACCURATE. they sent me an email telling me they found several lenders who were interested in processing my loan, so they asked me to complete a form before even showing me offers from any lenders. after giving them tons of personal information, including my ss # and bank information, i submitted and was told 2 seconds later i was denied. im confused why they would say they found me a loan, ask for my info just to turn me away as soon as i submitt it. i rarely ever write reviews but i have to express how dissappointed i am. DO NOT FALL FOR THIS SCAM. and i will sue the company if anything happens with my bank info

The SSN is for identity verification and banking info so the lender can deposit your money if approved. We don't store that data. Not all of our lenders will need that info but some do. It is just part of the process. 

I want to mention that I also used this service and only looked up reviews when it asked for my bank account routing number and additional info including my SSN prior to even letting me look at lenders.  I would beware of this service.  I think it might be trying to access your personal info.  I also, when calling, experienced the same issue, the phone is on loop.  

The accusations made in the above claim are totally false and slanderous. We clearly state all over our site that we are not the actual lenders and do not provide funding. We match consumers with lenders based on the information they input on their application. One of the most important variables when determining where we route applications to is the consumer's credit scores. We do not perform a credit check during our process. We don't even collect SSN. Most of our lenders are able to fund loans without doing a hard credit pull. However, depending on the applicant's situation and the lender's funding requirements, that lender may ask for additional info, like SSN, and request your approval for performing a credit pull in order to finalize your loan. A lender will NEVER perform a credit check without the applicant's approval.

Since we route application based on credit scores, we provide an option for applicants to obtain their current, up-to-date credit scores. Many applicants either do not know their credit scores or haven't viewed their credit in quite some time. Therefore, providing a trusted on site option for consumers to obtain their credit scores and reports from is a logistic part of our business model. Yes, consumers are entitled to obtain (1) free copy of their reports from annualcreditreport.com. But these reports do not include any of your credit scores.

We process several thousand apps/day. We ask consumers that have questions to email us with a specific question. We prioritize our email response query by getting back to those first that ask questions and don't just send us an email with their contact info. The applicant above emailed us once telling us to call her. We responded within minutes asking her to please ask her question via email. We got no response. Since discovering this erroneous, slanderous review we have been trying to get in touch with the above applicant as has our legal counsel...to no avail. Every time we call her, she hangs up on us.

In conclusion, we've been providing a reliable online service since 2001. As indicated above, processing several thousand/apps day. Having a few negative reviews when processing several thousand apps/day is natural.