I am doing my research online regarding the company that ripped me off...FIRST FINANCIAL LENDING GROUP. Behold, they have another website called 2nd Round Financing. All the text in the loan program section are the same. Not even a word changed. SAME WEBSITE, BUT DIFFERENT HEADERS. COMPARE THEM: http://1stavenuelending.com/index.html AND http://2ndround-financing.com/index.html
Basically this is what happens:
1. you apply for the loan.
2. somebody will get back to you regarding your "loan approval"
3. They explain to you that due to bad credit, you need to secure your first "X" amount of months oyour payments.
4. they will ask you to make the payment over moneygram or western union. They advise you not to do the bank wire transfers because of fraudulent accounts they have had before, they lost money.
5. Once you are at the wire location, they guide you how to fill out the form. In my case, it was sent to Milton, Canada. Thereafter, they will ask for the reference number.
6. As I was waiting for my loan proceeds, which of course did not come, another representative called me and stated that there was discrepancy and needed more funds than requested.
7. Same methods regarding requiring the additional funds to money gram were asked to be performed. They stated that the loan will be completed within three hours.
8. 3 hours came and passed.
9. They called again looking for more money because the lenders are asking for insurance to secure the loan now.
10. I canceled the loan and it has been a week and still have not received my refund. Every time I call there, I always get the run around regarding when I am to receive my refund.
PLEASE DO NOT TRUST THESE PEOPLE. I DO NOT WANT YOU TO EXPERIENCE THE ANGER AND FRUSTRATION.