After applying for a payday loan I did not receive my account was charged 49.99. After viewing the so called echeck in my online account I contacted the company the check was sent to. I told them that I never authorized this company to bill my account. They asked if I applied for a payday loan and I said yes. They informed me that in the application I didn't opt out for this service and that is why I was being billed. This is a service for coupons! I has nothing to do with any payday loan and it is very unethical for them to be putting in a clause to automaticallybill me for a service that has nothing to do with the loan that I was applying for. They tell me that I will receive my money in 7-10 days which I find very upsetting seeing how there is a large storm hitting the area I live in and I need that money for supplies for my family! Someone needs to do something about this, it's a scam and it's wrong!