Complaint Review: AccountCare Plan - Sears Premier Charge Account - CitiBank Of North Dakota - Kansas City Missouri

Sorry Michele, but when I was sold account care, the salesperson said to me, "this will protect you if you become disabled or lose your job". She did not give me anything to read, nor did she explain any limitations to me. After paying for this benefit for two and one half years, they now refuse to pay. You must be a sears employee. If so I really pity you.

That all depends. I was brought into Honda by Adecco Staffing, an agency that I had previously completed a nine-month-long assignment for at PacifiCare. Adecco maintained my contract, and the contracts of a thousand or so other temps at Honda, for two of the years I was working there. Due to a "diversity" initiative, Honda fired Adecco and went through two other minority owned-and-operated agencies before landing on Diverse Staffing Solutions (DSS) to maintain their temp / contract staff (about 51% of the workers at Honda). In reality, DSS was hired to: 1. Ascertain what temp and contract positions were occupied by non-minorities (heck...let's just say it...Caucasians!) 2. Find a suitable minority candidate to take-over that position 3. Send us loyal, long-term contractors on-our-way, in spite of our positive reviews and consistant merit pay increases I filed my taxes yearly based on the annual W-2s sent out to me from whatever agency that owned me at the the time. It was a mess ...many people were hurt and, being a 54-year-old, white, widowed, female, I'm hosed. In spite of my two college degrees, I'll be applying at Target for the holidays.

Contract labaor is considered "self employment". This is even true when you fill taxes. Do you not pay self employment taxes? Therefore, if you are self employed then you can not be laid off or fired.

I clearly stated I was employed at this contract job for five years, steadily at 40 or more hours per week. In fact, the reason why I was terminated was because of a "diversity" initiative put in place at this auto manufacturer. I was replaced by a person of another race for far less money. A Win-Win for the Mighty Honda.

Before claiming AccountCare will not protect you for Job Loss make sure you read the Terms and Conditions, as it clearly indicates we do not protect Seasonal Layoffs which can be inclusive of Contract Expirations. Below is taken from the Addendum of AccountCare: FULL-TIME EMPLOYMENT: To qualify to have your minimum monthly payment or your account balance cancelled in the event of your disability, involuntary unemployment or leave of absence, you must be employed fulltime for pay when your disability, involuntary unemployment or leave of absence begins. "Full-time" means that you are actively working for thirty hours or more per week, in non-seasonal work, at a single job. Your balance will not be cancelled due to your disability, involuntary unemployment or leave of absence if you are only working part-time at the time a protected event begins. If you are employed at two jobs, AccountCare covers only protected events relating to your full-time job. If you have two or more full-time jobs, you are not considered involuntarily unemployed in the event you lose only one of your jobs.