I and my daughter were called from acs. To serve me papers for a payday loan I paid years ago. I argued with them but had no proof for that far back. I made payment arrangements with them and they were supposed to email me and agreement etc. never got the email but the 1st payment was taken out of my acct. not by acs inc thought it was taken out by galbo sims holdings. The payment was done on 4/12/17. Than 2 days ago(4/24/17) I received an email from acs inc with no ph# no actual email address , only a name of: david smith. Threatening me again with lawsuit. Jail. Etc. Robin claremore ok.