- Report: #940152
Complaint Review: ACS Legal Group - Internet Internet
Reported By:
Vickie -
Huntsville, Alabama, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
ACS Legal Group
Internet, Internet, United States of America
Phone:
Web:
Categories:
Business Rating:
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ACS Legal Group Eric Mathews Received a threating email concerning Lawsuit against me for owing them money. Internet
Your account with Advance Cash Services has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $530.00. I have been instructed to bring legal action against you as may be necessary, which may result in Judgment. The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct. You are hereby further advised that if payment is not received within 2 business days of the date of this issue, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court. As I am sure you are aware, if this matter goes to suit, all court costs, process servers fees, sheriffs fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe. You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. you can call us on (650)-282-4491. Sincerely, Collections Manager ACS Legal Group
I received the above email at my job.
Vickie
Huntsville, AL
I received the above email at my job.
Vickie
Huntsville, AL
4 Updates & Rebuttals
Webwench
Louisburg,North Carolina,
United States of America
Vicki
#2Consumer Comment
Wed, September 12, 2012
This is a scam. If it was a true collection agency you would have received the information in the mail not through an email. Ignore them, or do what I do. Contact their email provider and have the account removed. It won't stop them but will slow them down for a bit.
I received a phone call similar to the situation, I told them where to go and how to get there. Then called the phone company to have their number disconnected.
John
Memphis,Tennessee,
U.S.A.
Easy Clues
#3Consumer Suggestion
Wed, September 12, 2012
Folks, no legitimate legal group would ever use gmail for their correspondence. Sure sign of a scammer. If you do a search on the web for the phone number you will see it has previously been used in another scam involving a United Legal Investigation Bureau company.
Blow 'em off.............. they're just scum
Vickie
Huntsville,Alabama,
United States of America
I don't have a pay day loan...
#4Author of original report
Wed, September 12, 2012
Thanks for your response and I understand from talking to this guy and from reading the email that he is trying to collect on a pay day loan. Problem is that I don't have a pay day loan with him or anyone else. This email I received is not true and I don't appreciate this person emailing me at my work and threatening me with a law suit for something I do not owe.
Thanks,
Vickie
Huntsville, AL
Keithw4
Middleton,Massachusetts,
United States of America
Vickie In Huntsville
#5Consumer Suggestion
Wed, September 12, 2012
Vickie, it's sounds like they are collecting for a pay day loan company. If that is the case you can protect yourself.
1) Make sure that the payday loan company is registered in your state to do business if you did a loan online. If they are not they have no recourse, even if you did borrow the money.
2) If they are registered in your state check and see what the law is in your state for payday loans. Most States only allow the payday loan company to charge a 15% interest.
don't pay back anymore no matter what you agreed to. By law that is all they can collect.
3) Payday loan companies sell off there debt, so any company may call you.
A word of advise about collection agencies. By federal law they cannot threaten to bring youi to court in any way. What most of the scumbags do is they have an office and pretend to be a lawer and threaten you.
Again check the laws in your state.
1) as them if they are a collection agency If No just ignore them If yes 1) Ask if they are licensedin your state to collect a debt if yes ask for there license #. (you can check the web to see if they are licensed in your state)
2) Ask for a letter proofing they own the debt.
Check the web there is a lot of info out there. Good luck
