Advanta Business Card is a ripoff ratewise, with increases to suit thier mood' not the actual experience. They are rude, lie, and steal from thier cardholders with no regard for the consequences. They prey on any weakness in these hard times My credit score is 785. I have had this card for several years, but have cancelled it BEFORE they can get punitive as they are known to do. They are very rude and uncooperative. Not the kind of people you want to deal with. Beware of Advanta Bank Cards unless you enjoy being punished regardless of payment history, or credit rating.