Mark
Minneapolis,#2Consumer Suggestion
Sun, October 26, 2008
The collector probably just tried to verify the address on file as a valid address for you, if you were receiving and not responding to letters from the collector. Did you report the restraining order violation against your ex when he showed up?
Maire
Whitwell,#3Consumer Suggestion
Fri, June 20, 2008
First of all, having been through a divorce, "separate maintenance" etc means nothing, she's probably right about that. They don't care who got the bill in the divorce, or who's name it was in to begin with, or anything else. They will pursue you both. In my experience, they'll go after whichever one of you they think is more solvent, regardless of who ran up the debt. It sucks, I don't disagree, but according to my lawyer, it's perfectly legal. Mind you this was nearly ten years ago, but yeah, I think they can go after either one of you. But giving out your personal info to a third party? I'm not so sure about that. It doesn't sound quite kosher to me. You should have your atty send this Trisa a copy of the restraining order ASAP. And you should make sure that any other creditors, and anyone who might be trying to contact you, gets a copy of it too. They probably won't give a d***, but I would do it anyway, just so there's proof that they knew they were endangering you by giving out your address, etc.
Monopolyman
Maplewood,#4UPDATE Employee
Tue, March 04, 2008
Debt collectors have every right to call third parties to try to find you. If you owe money, we need to get ahold of you obviously. If you make yourself hard to find, people have to go to other means to find you. Meaning we can call anyone and try to find you to discuss your debt. Honestly, Its not our fault that your ex husband and his family are smart enough to know that you owe money and that is why we are calling you. As for your "shame and embarrassment" get real. Its not like the collector disclosed any information about your debt. People figured it out. Perhaps if you pay your bills, you won't be so embarrassed. As for your husband's involvement. He may either be a co-debtor, meaning he was an authorized user, OR if he was your spouse when you had the card, likely it's on his credit too. Your rights weren't violated. You think just because you are ashamed of your debt and someone found out that your rights were violated. Sorry, I know the laws very well and if nothing was disclosed it's really not our problem, it's your problem. Sorry.
Monopolyman
Maplewood,#5UPDATE Employee
Tue, March 04, 2008
Debt collectors have every right to call third parties to try to find you. If you owe money, we need to get ahold of you obviously. If you make yourself hard to find, people have to go to other means to find you. Meaning we can call anyone and try to find you to discuss your debt. Honestly, Its not our fault that your ex husband and his family are smart enough to know that you owe money and that is why we are calling you. As for your "shame and embarrassment" get real. Its not like the collector disclosed any information about your debt. People figured it out. Perhaps if you pay your bills, you won't be so embarrassed. As for your husband's involvement. He may either be a co-debtor, meaning he was an authorized user, OR if he was your spouse when you had the card, likely it's on his credit too. Your rights weren't violated. You think just because you are ashamed of your debt and someone found out that your rights were violated. Sorry, I know the laws very well and if nothing was disclosed it's really not our problem, it's your problem. Sorry.