John
Louisville,#2Consumer Comment
Wed, August 29, 2007
In essence you gave in to their form of extortion....paying a bogus debt to protect your credit file...You should have fought back...starting with a debt validation letter to affirm the debt, per federal law. If you caved in that easily, they (or an affiliate) just might come back with another bogus debt...this time much larger...telling you again that they'll ruin your credit if you don't pay. This extortion has got to be stopped.
Jj
Rapid City,#3Consumer Comment
Wed, August 29, 2007
I too was harrased by allied interstate when purchasing my first house. These people called me out of the blue one day and told me I owed $1000 for a phone bill in a state i have never lived. I told the guy this and he went off and told me how I was a debtor, I would always be a debtor and how I should be ashamed of myself for not paying my bills. I asked him what I needed to do to dispute this and he told me there was no disputing it I owed the money and he would collect. So I hung up the phone and called back a few hours later after I cooled off a bit and talked to the supervisor. She also was worst than the first person. I asked when I made this alleged debt and she said 1995. I told her the statute of limitations expired on this debt anyhow. After much more arguing I made a complaint with the state attourney general and notified the three credit reporting agencies (equifax, transunion, experian) It never got put on my credit as of yet and they havent called back since. I hope it is resolved but I am sure it will show up again like a bad rash when a new company buys this junk debt.