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  • Report:  #161826

Complaint Review: America Online - Internet

Reported By:
- Copperopolis, California,
Submitted:
Updated:

America Online
aol.com Internet, U.S.A.
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
For nearly two years my elderly mother was finding chargers on her bank statement the clearly indicated America Online as the recipient of funds from her bank account.

Because my mother does not, and never has, owned or operated a computer she did not understand what the letters AOL stood for.

After I came to my mother's home to stay with her and brought my computer with me, a couple times I mentioned AOL to her (I was a customer of AOL from 1989 to 2004) and finally she brought me her bank statement and showed me that she was seriously overdrawn because of large charges from AOL.

After I explained to her what AOL was she was mystified and asked me to help her. America Online was so much more than NOT helpful. They refused to tell my mother WHO was using her account, they refused ANY cooperation unless my mother hired an attorney and subpeoned them for the information.

WE insisted that the AOL account utilizing her bank account be shut down and at the least--they did that.

So, my mother who is a widow on a fixed income simply let it go. I estimate her losses in excess of $1000 dollars. This is now the reason I am no longer a customer of AOL.

Cecilia

Copperopolis, California
U.S.A.


5 Updates & Rebuttals

Joe

Tucson,
Arizona,
U.S.A.
Re: Fraud

#2UPDATE Employee

Sun, October 30, 2005

If you feel there was an unauthorized use of her checking account number and/or Debit card, this is something you want to treat immediately. She may be a victim of fraud. First, I would contact the associated bank, stating that these charges were unauthorized, and you had no prior knowledge of an AOL account. They will probably generate a new account number and debit card, and flag the prior account number/card as fraud. Ideally, I'd go into the branch in which the account is started. Second, I would contact the AOL Fraud Department. They deal with this all the time; not that they are criminals, but as a very large ISP they are an easy target for criminals to abuse with fraudulent billing info. On that same note, AOL can/will investigate the unauthorized access, terminate the account, and probably refund charges. AOL Fraud Department's Phone number is 800-307-7969. Third, I would recommend to run a credit check. You are entitled to a free credit check under the FCRA (Fair Credit Reporting Act, http://www.ftc.gov/os/statutes/fcra.htm) and the service to get a legitimate, FREE, credit report is http://www.annualcreditreport.com/ and, just follow the instructions there. If there is unauthorized credit accounts you will want to read this site on what to do next - http://www.insideid.com/idtheft/article.php/11784_3438261_8#victim Sorry to hear this happened Good Luck, Best Wishes.


Ken

Randolph,
Massachusetts,
U.S.A.
AOL sucks... but...

#3Consumer Comment

Mon, October 24, 2005

How would AOL know that the account given was fraudulent? Doesn't your mother not share in the responsibility for never questionning the withdrawals from her account? At $25 a month, that's more than 3 years of AOL charges. Please don't think I mean this to be unkind, but shouldn't somebody else be managing her finances if she isn't capable of handling them herself? You may be able to get a couple of months worth of charges back from her bank, but I'd say you have to write the rest off to experience. See if your mom will add your name to her account, and have the statements sent to you.


Ken

Randolph,
Massachusetts,
U.S.A.
AOL sucks... but...

#4Consumer Comment

Mon, October 24, 2005

How would AOL know that the account given was fraudulent? Doesn't your mother not share in the responsibility for never questionning the withdrawals from her account? At $25 a month, that's more than 3 years of AOL charges. Please don't think I mean this to be unkind, but shouldn't somebody else be managing her finances if she isn't capable of handling them herself? You may be able to get a couple of months worth of charges back from her bank, but I'd say you have to write the rest off to experience. See if your mom will add your name to her account, and have the statements sent to you.


Ken

Randolph,
Massachusetts,
U.S.A.
AOL sucks... but...

#5Consumer Comment

Mon, October 24, 2005

How would AOL know that the account given was fraudulent? Doesn't your mother not share in the responsibility for never questionning the withdrawals from her account? At $25 a month, that's more than 3 years of AOL charges. Please don't think I mean this to be unkind, but shouldn't somebody else be managing her finances if she isn't capable of handling them herself? You may be able to get a couple of months worth of charges back from her bank, but I'd say you have to write the rest off to experience. See if your mom will add your name to her account, and have the statements sent to you.


Ken

Randolph,
Massachusetts,
U.S.A.
AOL sucks... but...

#6Consumer Comment

Mon, October 24, 2005

How would AOL know that the account given was fraudulent? Doesn't your mother not share in the responsibility for never questionning the withdrawals from her account? At $25 a month, that's more than 3 years of AOL charges. Please don't think I mean this to be unkind, but shouldn't somebody else be managing her finances if she isn't capable of handling them herself? You may be able to get a couple of months worth of charges back from her bank, but I'd say you have to write the rest off to experience. See if your mom will add your name to her account, and have the statements sent to you.

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