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American Credit Group Marlon Gardinera Scam/Scam Artists San Diego, California
This company is a SCAM with very good scam artists. I have been trying to get my money back for four (4) months since January, 2011!!! They have a no obligation, no fee, no problem if you cancel and you will get all your money back guarantee!!!! They have NOT worked for my money either!!!
They do act like they are on your side though. They mention how their 3rd party accounting has messed up. Marlon Gardinera will assure you that he will take care of it. He will NEVER call back. His employee, Sonia Briones, acts like she cares. They are all so sympathetic! However, when push comes to shove and they finally say "the check is in the mail" GUESS WHAT? The tracking number they give you will not be valid. It will say "No record of that number" and they will act as surprised as you!!
You will NEVER get a call back. You will NEVER get your money back. You will feel like an a*s. It is all a SCAM. This company, American Credit Group, is a SCAM. Marlon Gardinera and Sonia Briones are SCAM ARTISTS. I may never see that money again (and as financially weak as I am, when I could use it the most!) But this should hopefully serve as a warning to you.
On top of all that, you still have to deal with your own credit mess. But now, your credit score is trash -- You and your spouse's (like in my case). They are in it for the money, of course!!!! I am not EVER going to stop warning people about this company and these people. What a sham(e).