This company is a total ripoff!! I asked them if I could mail my payments, they told me NO an they only take credit card info. The first rep I spoke to stated I owe $675.00, then the next day another rep called my place of employment after I informed them not to. This rep informed that a server will be at my job beteween 12pm - 4pm, I already told the rep to have the server come to my home residence, she said she can't control what they do, the only way they can stop the process if I would pay $250.00 fee... These reps were rude , they argued with you.