Steve
Bradenton,#2Consumer Suggestion
Tue, March 01, 2011
The solution here is real easy. Federal law addresses this activity.
As per the provisions of the FDCPA, you have the right to DEMAND that any THIRD PARTY Debt Collector CEASE COMMUNICATIONS.
If they fail to comply with your legal request, then you can get paid!
Send a letter to them, and only include your identifying information that they have already, such as name, address, and phone#. And, DO NOT ever sign any letter you send to a debt collector, just print or initial. Otherwise, your signature could end up on a "contract". No uncommon.
In this letter be concise. Simply tell them that they are to CEASE COMMUNICATIONS with you under the provisions of the FDCPA, and also at that time dispute the alleged debt in it's entirety.
That's it.
Send this letter via certified mail, return reciept requested. Be sure to put the certified# somewhere in the body of the letter, and keep a copy for your records, as this proves exactly what you sent.
FYI...They are not working "on behalf" of anyone. These lowlife are known as "junk debt buyers" who buy old, out of statute debts for pennies or less on the dollar. They are lowlife.