I received this loan on 10/6 and was under the assumption it would be paid off on 12/31. (the amount was 1500.00) I went online to check my balance (however, that was a struggle in itself conveniently) and they said I still owed 1372!!!! I immediately called and she tried to tell me I signed up for a 12 month loan, which makes no sense at all for 1500. and they took 262.12 bi monthly! Complete scam, none of this was explained and during the loan, I was never able to get online until now.