Lavon
Lebanon,#2Consumer Comment
Fri, September 08, 2006
Yes, I too went to oneclickcash online loan. What a mistake. I actually was dumb enough to have three online loans all at once. The money was in the bank, but all three companies hit my bank for withdrawls over what the contract said. Some of these companies hit my bank 4 times a day for two or three days. This went on for three months. There were 84 overdraft charges at 25 bucks per. My bank, Washington Mutual was very kind, and removed all charges. Yet I still remain in Chexsystems. The loan companies have been paid, all I am paying them anyway. My bank told me that these companies have committed fraud/forgery on my account. Withdrawls were excessive and legally I am not obligated to pay the online companies back. These people take advantage of people who fall into desperate circumstances. I will never fall victim to them again, I would rather starve.
Nadine
South Haven,#3Consumer Comment
Tue, August 22, 2006
Starting reporting to the BBB is most certainly a start. I try to take it further when I was contacted by oneclickcash on the phone claiming my name and number has been indicated as reference. When I ask in what regard I been told and I quote from your sister and we need her home phone number since we have only her work phone number which I replied, I don't give out that information and why don't you call her at work? That's when it got ugly, by listening to a barrage of cursing and cussing and when I insisted that I need to speak to the manager or department sub I was ordered that I have to call my sister at work and give her a message to call oneclickcash or I will be called every other day till I due what I been told. Wrong move to tell me what to do since I indicated to the person from oneclickcash that not only will I report this to the BBB yet will also contact the FBI and the Attorney General for further investigation into there business practices and very harassing behavior. I have not heard from them since however my concern are the people that are vulnerable to these business practices which are at best extreme unethical to say the least. Yes, I contacted my sister and she then indicated to me that she had similar problems then you with oneclickcash where her bank account has been accessed many times over a period of several months. She had paid back all that she owed in a timely manner. However, her bank did reimburse her and took action to have this oneclickcash investigated. Good luck to you and your wife.
Mike
Radford,#4Consumer Suggestion
Fri, May 26, 2006
You should report your bank here too. They're jerking you around worse than that ripoff payday lender. File your Regulation E disputes in writing. The bank must reverse those UNAUTHORIZED transfers and refund any fees that resulted from them. Why would a merchant ever be required to refund a bank fee? It's none of their business. The bank charged the fee, they must refund it if it was not justified. Get as much of your money as you can and put it in another bank.
Dave
Jacksonville,#5Consumer Suggestion
Thu, May 25, 2006
CLOSE YOUR ACCOUNTS! Problem solved. It sounds like you have paid the account in full anyways, so close the accounts and open new ones. Then, if they call you, tell them you will report them to the FBI, Homeland Security and the Attorney General if they don't give you back the $600+ fees they have caused you to incur.