- Report: #296904
Complaint Review: AMEX American Express - Weston Florida
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Author Confirmed
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AMEX American Express
2965 West Corporate Lakes Blvd Weston, 33331-3626 Florida, U.S.A.
Phone:
800-492-3344
Web:
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AMEX American Express Charge Card Huge Interest Increase To 30 Percent Wrongful charges, deception and interest rate fraud. Violations of Truth in Lending Weston Florida
Wrongful charges, deception and interest rate fraud. Violations of Truth in Lending Act, 15 U.S.C.A. 1601, et seq; - Violation of Bus. & Prof. Code 17200, et seq. - "Unlawful" Business Practices (TILA), - Violation of Bus. & Prof. Code 17200, et seq. - "Unfair" and "Fraudulent" Business Practices; - Breach of Contract, - Breach of the Covenant of Good Faith and Fair Dealing; - Violation of Bus. & Prof. Code 17200, et seq. - "Unlawful" Business Practices (Fin. code 22302).
Amex raised the interest rate from 8 percent to 30 percent with no notification. I paid the minimum payment which was the same in the prior months and was billed previously. AMEX charged a fee for non-payment because the payment was not enough to cover AMEXS new added amount to the bill. I stopped all payments immediately. AMEX marked my credit as a bad debt payer without solving the problem.
Etvm
Sparks, Nevada
U.S.A.
Amex raised the interest rate from 8 percent to 30 percent with no notification. I paid the minimum payment which was the same in the prior months and was billed previously. AMEX charged a fee for non-payment because the payment was not enough to cover AMEXS new added amount to the bill. I stopped all payments immediately. AMEX marked my credit as a bad debt payer without solving the problem.
Etvm
Sparks, Nevada
U.S.A.
1 Updates & Rebuttals
Carl
Oakland Park,Florida,
U.S.A.
I think some pieces are missing in your story....
#2Consumer Comment
Fri, January 18, 2008
Just from a common sense perspective, there are some things in your story that just don't make sense to me as a consumer: #1 Amex probably did send you a letter stating your rate was increasing.. this is normally automated. #2 What extra amex fees are you referring to? Did they bill you for the membership fee? Late fees? These items are clearly shown on both your paper or online statement (I know they show on mine.) #3 An increase in your min due will occur if your balance increases. Your min due is simply a percentage of the total balance. #4 The address you show for AMEX is not for Amex customer service. I know they have a large customer service center in Ft.Lauderdale, not in Weston FL.
