Applied for a loan for 450.00 on 12-15-2009. First payment was 71.00 on 01-11-10. The next payment was 119.00 on 2-11-10which was paid.On 3-14 10 another payment of 119.00 was due(paid). On 4-11-10 payment of 107.66 due (Paid).Was told my payoff is 450.00 or my next payment is due on 5-12-10. Iwas told that unless i pay the full amount off by cash or money order my bal. will still be 450.00 because i was only the interest off each month of 119.00 that is why my bal. won't change.Ibeen making all these payments( 4) all together and my bal. have not changed.Please help if you can they have my car title and can only get it back after i pay off the loan which i never will because each month i am only paying interest of 119.00 a month not on the amount i applied for.