Complaint Review: Asset Acceptance - Warren Michigan

Unless this is a Federal debt, it is past any time frame for collecting OR getting a judgement. This person needs to dispute the debt and start a paper trail. And George, stop telling people to settle debts that may not even belong to them. Why do you think the collection industry has such a bad name? Collectors like you who will lie to get money even if it isn't owed by the person you are attempting to collect from. Get a real job.

HELLO MRS.VICTOR, MY NAME IS GEORGE, I CURRENTLY WORK FOR A COLLECTION AGENCY, AND HAVE FOR THE LAST SEVEN YEARS. WHAT I SUGGEST YOU DO IS 1ST CHECK YOUR RECORDS TO SEE IF YOU HAVE ANY INFO ON ORIGINAL CREDITOR. IF NOT AND IF POSSIBLE ASK THE CURRENT COLLECTION AGENCY IF THE RECIEVED DOC'S WITH THE PURCHACE OF THIS PORTFOLLIO, OR IF POSSIBLE CAN THE DOC'S BE ORDERDED FROM ORIG. CREDITOR. BELIEVE OR NOT PORTFOLLIOS ARE PURCHASED WITHOUT DOC'S, SIMPLY ITS CHEAPER. IT CAN COST BETWEEN 10.00 AND 25.00 PER PAGE TO GET SOME OF THIS STUFF. TRUST ME THEY ARE GOING TO FIND A WAY TO PASS ON THE COST. IF ALL ELSE FAILS FILE A (C.D.V.) WITH THE CREDIT BUREAU. (CONSUMER DEBT VERIFICATION) THIS WILL FORCE THE AGENCY TO PROVIDE PROOF, IF NO PROOF CREDIT BUREAU WILL DELETE INFO. AUTOMATICLY... NOTE.. PAST DEBT CAN ONLY BE RPTED 7 YRS / COLLECTED ON 10YRS FROM DELQUINCY. IF DEBT IS INDEED OWED / TRY AND SETTLE FOR LESS THE BALANCE. REMEMBER COLLECTIONS IS LIKE SALES.. YOU GET THE BEST DEALS AT THE END OF THE MONTH... GOOD LUCK..

HELLO MRS.VICTOR, MY NAME IS GEORGE, I CURRENTLY WORK FOR A COLLECTION AGENCY, AND HAVE FOR THE LAST SEVEN YEARS. WHAT I SUGGEST YOU DO IS 1ST CHECK YOUR RECORDS TO SEE IF YOU HAVE ANY INFO ON ORIGINAL CREDITOR. IF NOT AND IF POSSIBLE ASK THE CURRENT COLLECTION AGENCY IF THE RECIEVED DOC'S WITH THE PURCHACE OF THIS PORTFOLLIO, OR IF POSSIBLE CAN THE DOC'S BE ORDERDED FROM ORIG. CREDITOR. BELIEVE OR NOT PORTFOLLIOS ARE PURCHASED WITHOUT DOC'S, SIMPLY ITS CHEAPER. IT CAN COST BETWEEN 10.00 AND 25.00 PER PAGE TO GET SOME OF THIS STUFF. TRUST ME THEY ARE GOING TO FIND A WAY TO PASS ON THE COST. IF ALL ELSE FAILS FILE A (C.D.V.) WITH THE CREDIT BUREAU. (CONSUMER DEBT VERIFICATION) THIS WILL FORCE THE AGENCY TO PROVIDE PROOF, IF NO PROOF CREDIT BUREAU WILL DELETE INFO. AUTOMATICLY... NOTE.. PAST DEBT CAN ONLY BE RPTED 7 YRS / COLLECTED ON 10YRS FROM DELQUINCY. IF DEBT IS INDEED OWED / TRY AND SETTLE FOR LESS THE BALANCE. REMEMBER COLLECTIONS IS LIKE SALES.. YOU GET THE BEST DEALS AT THE END OF THE MONTH... GOOD LUCK..

HELLO MRS.VICTOR, MY NAME IS GEORGE, I CURRENTLY WORK FOR A COLLECTION AGENCY, AND HAVE FOR THE LAST SEVEN YEARS. WHAT I SUGGEST YOU DO IS 1ST CHECK YOUR RECORDS TO SEE IF YOU HAVE ANY INFO ON ORIGINAL CREDITOR. IF NOT AND IF POSSIBLE ASK THE CURRENT COLLECTION AGENCY IF THE RECIEVED DOC'S WITH THE PURCHACE OF THIS PORTFOLLIO, OR IF POSSIBLE CAN THE DOC'S BE ORDERDED FROM ORIG. CREDITOR. BELIEVE OR NOT PORTFOLLIOS ARE PURCHASED WITHOUT DOC'S, SIMPLY ITS CHEAPER. IT CAN COST BETWEEN 10.00 AND 25.00 PER PAGE TO GET SOME OF THIS STUFF. TRUST ME THEY ARE GOING TO FIND A WAY TO PASS ON THE COST. IF ALL ELSE FAILS FILE A (C.D.V.) WITH THE CREDIT BUREAU. (CONSUMER DEBT VERIFICATION) THIS WILL FORCE THE AGENCY TO PROVIDE PROOF, IF NO PROOF CREDIT BUREAU WILL DELETE INFO. AUTOMATICLY... NOTE.. PAST DEBT CAN ONLY BE RPTED 7 YRS / COLLECTED ON 10YRS FROM DELQUINCY. IF DEBT IS INDEED OWED / TRY AND SETTLE FOR LESS THE BALANCE. REMEMBER COLLECTIONS IS LIKE SALES.. YOU GET THE BEST DEALS AT THE END OF THE MONTH... GOOD LUCK..

HELLO MRS.VICTOR, MY NAME IS GEORGE, I CURRENTLY WORK FOR A COLLECTION AGENCY, AND HAVE FOR THE LAST SEVEN YEARS. WHAT I SUGGEST YOU DO IS 1ST CHECK YOUR RECORDS TO SEE IF YOU HAVE ANY INFO ON ORIGINAL CREDITOR. IF NOT AND IF POSSIBLE ASK THE CURRENT COLLECTION AGENCY IF THE RECIEVED DOC'S WITH THE PURCHACE OF THIS PORTFOLLIO, OR IF POSSIBLE CAN THE DOC'S BE ORDERDED FROM ORIG. CREDITOR. BELIEVE OR NOT PORTFOLLIOS ARE PURCHASED WITHOUT DOC'S, SIMPLY ITS CHEAPER. IT CAN COST BETWEEN 10.00 AND 25.00 PER PAGE TO GET SOME OF THIS STUFF. TRUST ME THEY ARE GOING TO FIND A WAY TO PASS ON THE COST. IF ALL ELSE FAILS FILE A (C.D.V.) WITH THE CREDIT BUREAU. (CONSUMER DEBT VERIFICATION) THIS WILL FORCE THE AGENCY TO PROVIDE PROOF, IF NO PROOF CREDIT BUREAU WILL DELETE INFO. AUTOMATICLY... NOTE.. PAST DEBT CAN ONLY BE RPTED 7 YRS / COLLECTED ON 10YRS FROM DELQUINCY. IF DEBT IS INDEED OWED / TRY AND SETTLE FOR LESS THE BALANCE. REMEMBER COLLECTIONS IS LIKE SALES.. YOU GET THE BEST DEALS AT THE END OF THE MONTH... GOOD LUCK..

I made a police report and they didn't reccomend I send a letter? I already reported them to the FTC and the Credit bureaus. I am a little troubled about the contact thing. I called them and disputed it but I am inclined to believe I should send them a letter also. The police seem to think they will not persue me anymore. And yes they say it is from 1987. The last payment made according to them was 10-20-1987. I don't have a clue!!??

A Debt From 1987? Check your state laws. You need to stay off the phone. Send them a letter requesting verification of the debt and rock solid proof that it is your debt. Contact the credit reporting agencies and advise them you are disputing the debt. If this company is attempting to collect a debt that either never existed (it happens) contact the Attorney General's office in your state and the state where the collection agency is located. Then contact the FTC. You can file a complaint online. Asset is not known for it's legal complaince to any laws. Good luck and keep us posted.

I did a credit check and Asset Acceptance had accessed my credit the day I talked to them on the phone. I had to go through hoops to get my credit report but these people only had to give my name and address and phone #. How can this happen?? They have lots more info on me now!!