- Report: #215046
Complaint Review: Asset Acceptance - Warren Michigan
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Asset Acceptance
28405 Van Dyke Ave. Warren, Michigan, U.S.A.
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Asset Acceptance ripoff threatening phone calls Warren Michigan
Several times Asset Acceptance has called and left messages on my answering machine implying they are watching my house and my family. The debt was charged off a few years ago and I am not even sure as to whether it is mine or not as I am a victim of ID theft since 1996. One time when I actually talked to them, they were worse than barracudas. I am becoming paranoid as they are trying to intimidate me into thinking they are running a surveillance on me. I am a disable person with a bad heart, but no lawyer wants to touch it. They will not supply me with original documents with signature or anything. I am not even sure who it is for. I have reported them to the FTC and Indiana Attorney General, but have not gotten word back from either agency, yet. What can I do?
Margaret
Liberty, Indiana
U.S.A.
Margaret
Liberty, Indiana
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Margaret, here is how you deal with Asset Acceptance
#2Consumer Suggestion
Wed, October 11, 2006
Margaret, First of all RELAX, I can guarantee you that they do not have you or anyone else under surveillance. Asset Acceptance are lowlife debt collectors and JUNK DEBT BUYERS. Rule #1: NEVER speak to ANY Debt Collector on the phone. Demand that everything be in writing, and you only use certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records. Now, go to FTC.gov and read and print both the FDCPA and the FCRA. While on that site, file an online complaint against them for each violation of your rights. keep in mind that the FTC does not do individual enforcement, but your complaint adds to others that will eventually bring enforcement. Now, as per your rights under the FDCPA, and by the means above, send them a CEASE COMMUNICATIONS request. If they violate this, you can sue them for up to $1000 plus costs. You can also file a nuisance report with your phone company and the nuisance call bureau. If you are over 62, this harassment escalates to an offense against the elderly and in some states is a felony. The statute of limitations in Indiana ranges from 6-10 years. Credit cards and oral agreements are 6 years, and everything else is 10 years from date of last activity/first major delinquency or charge off. Here is the info on Asset Acceptance: Agency Details Asset Acceptance Corp.***** 28405 Van d**e Avenue Warren, Michigan 48092 Phone: (586) 446-7818 Fax: (586) 846-7837 Web Address: www.assetacceptance.com (Branch offices in Baltimore, San Antonio, Cleveland, & Brandon, FL.) 2840 S. Falkenburg Road, Riverview, FL 33569 (Physical Office in Brandon, FL) 10500 Highway 281 N. Ste 150 San Antonio, Texas 78216 Phone: (210) 979-3600 Fax: (210) 979-3659
