Anonymous
Houston,#2Author of original report
Tue, February 14, 2012
Fair enough Steve, seems like fair questions. Robert, I think you have a personal problem to be fair since you don't know me well enough and doing what you did makes you seem to support violent things being done to people for profit and then calling them names when they want justice, which is what this site is about in part, justice and the hope to remedy concerns. You need to get perspective and stop denigrating the character of people you don't know who have proven harm caused them by others. So lets start with Robert's misguided response to my concerns.
To Robert's Claims:
Robert in Irvine says - "In trying to wade through your posts, it is very hard to see exactly where the RipOff is."
I explained all that already, I indicated that derogatory items were maliciously placed in my credit histories, and financial harm was caused me through no fault of my own as a result of a divorce. Part of this is done as just a blind defense of a woman who is now in an adversarial relationship with me since we are divorcing, all kinds of people show up to protect her modulo any merit in doing so or the notion of actually getting the truth. Much of that is all done for no other reason than to cause me harm, and to read items into that record of the ilk DISPUTE, ABUSE, and so on. In other words frauds and other usury and predatory behaviors are used along with the fact I am disabled and disadvantaged to make this all happen.
This is not atypical and should not be used to determine a person's ability to rent an apartment. I had assets held needlessly in some accounts for over three years by NY State, AND I was not able to work due to injuries sustained from the attacks. With me so far? I again offer, how does that reflect adversely on ME? It does not. Could you not agree with that? I again offer, why do you, anyone else, that leasing office, etc want to profit from one person's harm caused to me? You are just putting a profit motive into violent and financial crime, makes sense? That and you can not enforce the law on behalf of someone else, for law enforcement and the courts, and pretend to do so in another State, County, or Town. Being a victim in one State does not mean I need to pay for it in another State. And you can't enforce the law in your State as a result of harm caused me in a different State.
You can't allow them to be vigilantes who punish people, especially victims, based on someone else's say so. It ends up being punitive, prejudicial, often moves along gender bias lines, and so forth. I'd also offer that it could be collusion, in that profit from my wife's crime, and maybe you and her are still working together on it, care to end up in that kettle of stink Robert? Is there a death penalty in your state, sure seems like you want to have a seat in that chair with all your want to protect people who poison and then cut others. You just feel a need to be a tough guy no doubt? See how tough you are when you get shot, stabbed, or poisoned over your Xmas ham and I bet you sing a different tune next time you knife someone to death and then have someone put you to sleep with a needle in your leg. My wife could have gotten the death penalty in NY for this, for some reason it needed to be all or nothing with them, as attempted murder has no teeth, we are more concerned about people having bad credit, seems misguided doesn't it Robert?
Robert, I also would add that your overly dramatic use of terms such as "Wade" and attempting to speak to the large number of words I wrote possibly would have you imply to us that there must be something wrong with me because I use too many words, type too much, or that I just ramble on in some disorganized and random fashion. I'd offer that characterization you attempted along with your claim of chips on my shoulder as being inaccurate and the fact you'd do that would discredit you far sooner than your offers or attempts to discredit me would do. As in why bother attempting to make such claims since you could never prove them and you might as well pretend to know who I am or what my mother was wearing the day her son was getting murdered at home? You pretend to offer analysis and points of fact about people, places, and things that you have no knowledge or witness of and could not prove anyways. And that other people would disagree with, such as the medical community. Face the facts, I'd not be paid all the money I was and am by the State if I had not been harmed. And you could no sooner take anything I've written here and claim I am just babbling any sooner than I could take your false claims about me, and claim that you are an expert at anything. Your actions here prove you are not able to see the obvious, and my actions here describe what was done to me, you can not refute them based on your claims and I now can make judgments about you since you were unreasonable here, I was not. My witness here could not be used to reach the point you are at and allow you to make the claims about me as you did. It is that simple and it does cut that way.
Robert in Irvine says - "You paid this person $100 to help you find an apartment. It looks like they found several and decided to attempt to rent at one of them."
I never said that either, I said they or he found ONE as he indicated to me that was "Willing to work with me". I offer that he just got together with his friends over there and wanted to see how much money they could squeeze out of me. In that he had a conflict of interest and acted not in my best interest but his own and that of Great Hills who was dishonest with me, was attempting to defraud me AND wanted all this money up front for a unit they were not willing to even photograph for me so I could verify what shape it was in. It was not on the up and up and I doubt they could legally do what they were doing.
Robert in Irvine says - "Now, your credit sucks so bad that they required you to pay a year's rent in advance. I will tell you it is a bit odd, but if your credit is that bad it can be seen why they would require that. You seem to think that they should "cut you a break" because of your situation. The problem with that is that they have no idea why your credit is bad, and to be totally honest with you they probably don't care. But guess what...no business is going to really care why. They are not a charity and want to be reasonably sure that they will get paid. In your case the only way they feel that they will get paid is if you pay them in advance."
You don't know that either, you have not seen my credit report, I said it was not accurate and told you why. You just made some gross and exaggerated claims based on nothing I said or the dirth of information you don't have about me. They don't need to cut me a break, maybe they will cut you one since you seem to be a sucker who'd fall for all of this? You just turned more fraud and theft into another knife stuck in my head, and you do that and then claim you are right in doing so, it makes you a thug just like those who caused the harm to begin with. It should be no shock you'd want to profit along with all the others who knifed me in the back Robert, don't think it makes you look good or that you are a hero. You OBVIOUSLY are the one with the chip on his shoulder and I'd add a liar to the other flaws you clearly parade for us here. Wow, get that, kill a guy and get it wrong, then cut him up, and then pretend to "Cut him a break", you are a real sweetheart Bobby.
I'd say I am less of a risk than any of you who'd have to work for a living, I have more money than you do, I make more than you do, and I can't lose my job like you can if you work. This was just about taking money that you were not deserving of from someone and have no legal right to do so. What they did is a crime, you are too quick to cover for them. You also touched on the point and that being, they don't know why anything is in the report, so it is of no use. They just want to profit from it for no reason, and they want some guarantee from me while offering me none, who says they will perform at all? You just seem to want to support some business who's ethic and modes of marketing are dubious at best and they'd like to do so by the use of this flawed reporting system, to which you've just conceded is worthless. Then why use it, you just agreed with me by disagreeing with me, you realize that also don't you? What now? You'd offer that there are NO slumlords in this world? I think I'd disagree with that, these people are a dime a dozen and they are like thieves, worse actually. You offer there is no abuse in the apartment leasing business or real estate in general? If you are stupid enough to claim that here or anywhere else, you likely can predict I and many others will disagree with you wholeheartedly and we'd be right to do so.
Robert in Irvine says - "BTW you do have a huge chip on your shoulder. So good luck and hope it works out for you, but there does not seem to be any RipOff here."
Robert, you don't know me well enough to claim that, but doing so here makes you wear that mud you toss at me. Simply because someone complains about something as personal and upsetting as this, on a site designed to air such complaints does not mean anyone doing that "Has a chip on their shoulder". I think you need a hobby since I'd bet you come to consumer sites like this just to call people who file complaints names and attempt to deride their character. It makes you look like a shill and a flake. Anyone who gets taken advantage of after being crippled for life is likely to be upset, I suppose you run around pleased as punch when someone knifes you in the back and then rips you off? Wait, don't tell me, that would make me having the chip on MY shoulder again since you were too stupid to be upset about it? I don't believe you Robert and nobody else agrees with you either. You severely overestimate your abilities to know anything about me given what you don't know, this is the point I have made all along in this. That information is not indicative of anything other than harm caused me and it implies nothing about my character as you'd also pretend to do here. So back in your lap it is, since I never tossed mud on you, I think you called yourself a name and then proved it all to us. I just knocked the chip off your shoulder, now what are you going to do about it? Oh and don't claim that I am supposed to be a man and be treated like that so you can be the hero and profit from it, I've seen that "Marketing Approach" used before to steal more money from my wallet after I got mugged over dinner. In effect you do the same thing they would do based on your lack of ability to do that, your lack of legal right to do so, and the lack of information you'd have to even attempt to pretend to do anything towards making an informed decision. None of the violent past done to me, the number of things stolen from me, or anything else will accurately predict anything about me, my future, or who I pay tomorrow or the next day. When my apartment falls into the basement, guess what check does NOT get written next month? It will be up to me then, make any sense?
To Steve's Questions:
Steve said - "OK, so did they or did they not look at your credit report? Do you or do you not have a bad credit score? For their purposes, it does not matter why your credit score is poor, if it is indeed poor. An explanation, no matter how valid, is not going to change anything. They are not "enriching" themselves, just being cautious; it is the same reason why people with bad credit pay higher interest rates. It sucks for you, sure, but it is how the world works."
Fair enough and thanks for not right off the bat calling me names like someone else here, Robert comes to mind. I'd guess they did look at it, and as I said there is marital debt that never was addressed in court for some reason, our Judge (NY State Supreme Court Justice) was in fact arrested in 2005, so that explains part of the problem why it was not handled properly, I'd also add that he conspired to allow her to profit from harming me. I don't know all the facts about who and when and who knew what when, etc. You can understand that I am sure. That points out the other factors of law, that being you don't know from reading ANY of my credit and likely yours who actually owes what to who, what was agreed upon, and who is responsible. With me so far? In other words, the matter was never resolved properly, I was caused needless financial harm, and just that alone, barring anything else, again would not be enough to deny me anything. The law was broken and the law is clear on those points as well, she should never have profited either since NY State law is clear on that in the case of "Egregious harm the notion of equitable distribution does not apply" it is that simple. It is what it is which is harm that was caused by delay, denial of due process, and my right to an expedient trial and resolve of the matter. The State bears that burden not I.
I don't agree, Steve, sorry, they are taking advantage and could not legally do what they wanted to do. Plus they were breaking the law in other ways to defraud me, they made a number of inaccurate claims to me, made a number of other attempts to defraud me of additional monies, and they did not represent themselves properly to me. It all added up to me being swindled and I'd add even after tossing 14 months of rent at them, I'd bet the place was dirty, had broken things in it, and overall I'd be taken to the cleaners again. But that I can't be sure of since I never paid them and went there to get keys to know that, they could claim later that the trashy place they were going to give me would have been fixed just as I walked up to the door. I doubt that also. That and they tried to pressure me into paying them on a credit card, all in all not good business at all.
Steve said - "But enough of that boring credit sh1t; stories like that are a dime a dozen on this site. What's the deal with the poisoning? Like, was she just nuts, or what? Was she getting pissed off over a period of time, or did she catch you cheating? What kind of poison did she use? How exactly are you affected by it now (i.e. the disability)? I usually ain't that interested in people's life stories, but this is some made-for-TV-movie stuff right here. Is she in prison now?"
I wonder about this and thanks for asking, I bet this goes on more often than you hear about for some reason and I don't know why, but she laced a glass of water and some vitamins with a toxin and I don't know for sure what it was. She likely would be called nuts by you or others but she is in fact a felon, don't make it so easy for her since she planned to do this. She promised me, actually sat there and told me point blank she was going to kill me and I just about fell over, thinking just that, is she nuts? She was not kidding. She basically by her statements like that, she made a couple more of them over the next 3 years, indicated she was dropping hints about it and how she'd do it all along by her anecdotal stories, possibly all lies, contrived to indicate what was going to happen down the road. She was right on the money. As to why? She planned it. She did it to profit. During the divorce, my attorney, a former DA in our county, indicated to me I was a victim of other crimes and had been attacked two decades ago, and the Police were responsible for it, and they had lied to me about it. My feeling now is that she was sympathetic to their cause and that of the State, who is on the hook for that crime, and they "Made a deal" with each other to fix the mess. They must have told her they would protect her, and they did. To my knowledge she is NOT in prison, I left the area for obvious reasons, I don't feel safe there now knowing what I have learned about how I was treated, so no formal process was displayed to me to show anyone was charged and allocuted to the crimes. So it is not resolved.
The poison caused neurological harm and brain damage as well as sensory damage. The initial traumatic shock from it alone was enough to kill me, I've experienced some painful things, this was by far the most severe. I could actually feel and hear my brain crackling in my head as the poison interacted with the tissue there and this would be like scalping the inside of a man's head by ripping the flesh out of the inside of his skull as you'd skin a cat. My sinuses, nostrils, dilated as though you just ran wood augers into each of my nostrils, the shock was incredible and almost immediate. Later when I was in the ER they knew what she had done and what to look for, the inside of my nose was all bloody, get that, feed a man something so sickening it bloodies the inside of his nose. Then and now when I inhale it causes pain, and smells and tastes like burning blood and smoldering Bakelite, some kind of acrid chemical stench and pain. I nearly went blind during the event and my vision was messed up for years, I have trouble walking now and with balance, and for months I was driving around, blacking out, waking up on the interstate not knowing where I was or for how long I was passed out. This was a huge mess.
She right next to me and witnessed this, she just hit her husband in the head with a freight train and she sat there and watched it go on. This is one chilly woman.
So no, I don't have a chip on my shoulder, I have a bullet in my head, and I don't appreciate having to say I am sorry for it, nor do I feel I need to pay anyone for it. I won't do so. To Robert's claim, you are as arrogant as you are blind Robert, my original describe of the folly of your statement is sufficient, I just reiterated it here in case Robert is not able to read along with his ability to divine such things from afar. Next he will have us believing he is the Messiah and we should all send him ten percent. I'll pass on that one also. Right Bobby?
Denigrating present participle of denigrate Verb:
Criticize unfairly; disparage: "there is a tendency to denigrate the poor".
Does that help "Robert" ?
But Robert you do yourself a disservice here and I welcome you the chance to continue to do just that, show up and make a number of stupid and arrogant statements and then try to support them. I argue with fools like you all the time and win them all, and this one is already won, you just don't know it yet.
Robert
Irvine,#3Consumer Comment
Tue, February 14, 2012
In trying to wade through your posts, it is very hard to see exactly where the RipOff is.
You paid this person $100 to help you find an apartment. It looks like they found several and decided to attempt to rent at one of them.
Now, your credit sucks so bad that they required you to pay a year's rent in advance. I will tell you it is a bit odd, but if your credit is that bad it can be seen why they would require that. You seem to think that they should "cut you a break" because of your situation. The problem with that is that they have no idea why your credit is bad, and to be totally honest with you they probably don't care. But guess what...no business is going to really care why. They are not a charity and want to be reasonably sure that they will get paid. In your case the only way they feel that they will get paid is if you pay them in advance.
BTW you do have a huge chip on your shoulder. So good luck and hope it works out for you, but there does not seem to be any RipOff here.
Steve
USA#4Consumer Comment
Tue, February 14, 2012
OK, so did they or did they not look at your credit report? Do you or do you not have a bad credit score? For their purposes, it does not matter why your credit score is poor, if it is indeed poor. An explanation, no matter how valid, is not going to change anything. They are not "enriching" themselves, just being cautious; it is the same reason why people with bad credit pay higher interest rates. It sucks for you, sure, but it is how the world works.
But enough of that boring credit sh1t; stories like that are a dime a dozen on this site. What's the deal with the poisoning? Like, was she just nuts, or what? Was she getting pissed off over a period of time, or did she catch you cheating? What kind of poison did she use? How exactly are you affected by it now (i.e. the disability)? I usually ain't that interested in people's life stories, but this is some made-for-TV-movie stuff right here. Is she in prison now?
Anonymous
Houston,#5Author of original report
Tue, February 14, 2012
My wife used poison and I don't think including the reasons as I outlined already for having damaged credit make me the one who has a chip on my shoulder, you and Grogan seem to. I discussed that already, and his want to start explaining to me as you do now how someone can attack me violently and I need to pay Grogan, some woman at an apartment, or you MORE money for it, seems like a maladjusted sales pitch. How do you see it now that I explained it again?
They just want any or all excuses to profit more from someone else's violent crime "Dude". Or did you miss that obvious problem with a credit rating that has nothing to do with anything? I'd offer that your response falls outside the guidelines of the website here since it relies on speculation to make the claim I've already discussed and obviated, that being the credit rating has nothing to do with my ability to rent an apartment and why do I need to pay all that in advance? Why don't you pay it since you seem to lack the character to know the difference and you like Grogan make a number of dishonest suggestions? Or why do I need to enrich some slumlord because of some other felon's actions? It makes no sense, you can't see that? But then again you want it both ways, you have a problem with my life story and don't want to hear it, it must matter since you'd need to know that to use any other information about me, and then you ask more questions about it? Which way did you want it now?
Steve
USA#6Consumer Comment
Tue, February 14, 2012
..And it may not be yours, either, but don't blame them for not wanting to take a risk on you. If you have actually been *homeless*, I have to imagine your credit is not that hot. They took a look at your credit report, and made a decision. And I'm sorry but dude, you DO have a chip on your shoulder; otherwise why would you include your life's story in this report?
As an aside, what did your wife do to you? Bash you over the head with something, or just beat you up, or what?