Complaint Review: Bank Card Empire - AIG - Mark Collins - Phoenix Arizona

Okay people. Guess what I fell for??? To a tune of $3000.00 and the upfront fee of $150 + $19.95/mo. Now let's not forget, these amounts are "Non-refundable". I am angry that I was so d**n stupid!!!

This all happened tonight, the big transaction that is. The other was right before July 4th. If you read everyone else's testimonies, it started by me doing something on the internet about interest in a home-based business. I was looking for residual income.

Anyway, once I took the call, I listened to a tape recording of how wonderful this was. I could actually reason logically with it due to some of my background. The price quoted to get started was $300 and I told the young girl I could not do that amount. She cut it in half, would foot the other $150 until my business made money and I agreed. I think there was also a fee of $19.95 for the website they would create for me. I actually thought that I wouldn't have to pay anything else but the other $150 footed, and of course my monthly website fee. I kinda figured the old addage, "you must spend money to make money". I did receive a very nice package with business cards and fliers, and a CD I never had the chance to listen to.

So Mark Collins calls me next. He introduces himself as Director of Advertising. I had to push him off for 2 days cause I was so busy. Finally tonight, we speak and he is a very nice person, kind, pleasant. He tells me all the details. He insisted I write them down. He asked me what I wanted to make a month. I gave him my figure. Then we counted, 1=$500 per terminal sale, 2=Residual income % from each terminal sold per transaction, & 3=Fast Cash Advance. Internet transactions were also touched upon.

To cut to the end of the story, percentage figures were tossed around. I was told the lowest price of residual income I would make was 1% per transaction.

Now here is where I should have hung up, cause obviously I wasn't thinking...When I got what I needed to know, I told Mr. Collins I would like a day to think about it and to discuss it with my significant other, Dann. Well, you would have thought I had just done this man a huge injustice. As a normal "salesman", and btw I was quoted that "he is not a salesman", he toyed with me a while. We played with figures, numbers and somehow I felt pressured or guilted into agreeing on $3000 which was for 1500 email blasts, 1500 call blasts, the radio production is free! I also kinda figured the old addage, "you must spend money to make money". My agent number was given to me. It is A7739.

Well, once I agreed, and agreed with a person by the name of Jennifer who faxed me the contract I verbally agreed to (mind you with no fax back number) to sign, I then somehow realized I was SCAMMED. Yep, for sure I was! It took me very little time to find this site because it came up under the Bank Card Empire seach engine. I immediately called my credit card company and reported myself being scammed. And yes, you guessed it, Jack from India answered my call. He did remove the charge, and supposedly made a note, but I refuse to stop there.

I too, like a lot of you who are pursuing this issue, will be in touch with authorities ASAP. I will also be submitting in writing to my credit card company (basically because I do not trust that Jack will be my only line of attack) a copy of this information I have written, a formal letter of complaint, a copy of all your complaints , & a copy of the faxed invoice I received.

I at least hope from this testimony of my own personal stupidity that none of you make the same mistake. Look, before you leap!!!

AGENT A7739

Tina Sewickley, Pennsylvania
U.S.A.