- Report: #431454
Complaint Review: Bank Of America - Internet
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Bank Of America
bofa.com Internet, U.S.A.
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Bank Of America Unfair trade practices Internet
*Consumer Comment: WELCOME TO AMERICA- IN FRAUD WE TRUST!
*Consumer Comment: THE BLOOD-BATH CONTINUES ON.......
*Consumer Comment: THE BLOOD-BATH CONTINUES ON.......
*Consumer Comment: THE BLOOD-BATH CONTINUES ON.......
*Consumer Comment: THE BLOOD-BATH CONTINUES ON.......
*Consumer Comment: INVESTOR ALERT: Make sure to read the CNNMoney.com Article that came out today entitled-
I have had two credit card accounts open with bofa for over 3 years. (My credit is good, over a 700 beacon, never late on ANY payments to anyone) I recently paid off the first one last fall. I was recently laid off from over 26 years in the Automoblie retail sales business the end of Dec 08. So I started paying the minimum payment to bofa,($166.00 on a $10600 ballance @ 6%).
They sent a statement in February with a payment due for $369 and an interest rate of 21.99%. After calling "customer service" they explained that my last payment was $2.00 short so they reset the interest to the default rate and charged a $39.00 late fee. They refused to correct this action. Since then I recieved a letter that they were closing my account. Prior to all this happening, I tried to sign on to my account on the website to access my payment history and they had locked me out of access. With my ballance remaining the same for so long with no new charges fo many months I do not see how the minimum payment would go up at all, should be reduced as ballance is paid. I also believe they purposely send statements with the amount due in a darkly shaded area so people will make mistakes that they can take advantage of. Since all of these banks feed off each others actions against their customers I have since recieved letters canceling other accounts I have open and resetting interest rates to a higher default rate which makes it very difficult to survive just making the minimum payments. I still have never been late or under paid any of my creditors. Paying on time means nothing anymore, nor does maintaining a good credit rating.
Ac in oregon
salem, Oregon
U.S.A.
They sent a statement in February with a payment due for $369 and an interest rate of 21.99%. After calling "customer service" they explained that my last payment was $2.00 short so they reset the interest to the default rate and charged a $39.00 late fee. They refused to correct this action. Since then I recieved a letter that they were closing my account. Prior to all this happening, I tried to sign on to my account on the website to access my payment history and they had locked me out of access. With my ballance remaining the same for so long with no new charges fo many months I do not see how the minimum payment would go up at all, should be reduced as ballance is paid. I also believe they purposely send statements with the amount due in a darkly shaded area so people will make mistakes that they can take advantage of. Since all of these banks feed off each others actions against their customers I have since recieved letters canceling other accounts I have open and resetting interest rates to a higher default rate which makes it very difficult to survive just making the minimum payments. I still have never been late or under paid any of my creditors. Paying on time means nothing anymore, nor does maintaining a good credit rating.
Ac in oregon
salem, Oregon
U.S.A.
6 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
U.S.A.
INVESTOR ALERT: Make sure to read the CNNMoney.com Article that came out today entitled-
#2Consumer Comment
Fri, March 06, 2009
HOW TO INVEST IF A DEPRESSION HITS (you can 'Google' it!) Simply go to CNNMoney.com and read where a Harvard economist believes there's a chance we'll go into a DEPRESSION. I'm CERTAIN we'll go into a DEPRESSION!!!! This country's economy is based almost entirely on FRAUD, CORRUPTION, DECEPTION, GREED, LIES, MANIPULATION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT. So how can we NOT go into a DEPRESSION? WELCOME TO AMERICA- IN FRAUD WE TRUST! P.S. 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that documentary on the web! POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
U.S.A.
THE BLOOD-BATH CONTINUES ON.......
#3Consumer Comment
Fri, March 06, 2009
Wall Street!!! The BLOOD-BATH CONTINUES ON WALL STREET!!! For the week of February 9th the Dow Jones LOST 430 points!!! For the week of February 16th the Dow Jones LOST 484 points!!! For the week of February 23rd the Dow Jones LOST 302 points!!! For this week, the week of March 2nd, the Dow Jones LOST 436 points!!! That's a TOTAL LOSS of 1,652 points in just four weeks!!! CASH-IN YOUR STOCKS, IRA's, & 401K's NOW!!!!!!! When '1st QUARTER RESULTS' are posted next month by the Fortune 500 the Dow Jones will most likely go DOWN even more!!! 90% of your RETIREMENT ACCOUNTS are invested in the stock market!!! CASH IT ALL IN NOW!!!!!!!!!!!!!!!! CNNMoney.com did an Article today entitled- WHERE TO INVEST IF THE DEPRESSION HITS (you can probably 'Google' it!) GUESS WHAT? IT'S COMING!!!!!!!!!!!!!!!!!!!! Get ready for- 'The Great Depression of 2009' POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
U.S.A.
THE BLOOD-BATH CONTINUES ON.......
#4Consumer Comment
Fri, March 06, 2009
Wall Street!!! The BLOOD-BATH CONTINUES ON WALL STREET!!! For the week of February 9th the Dow Jones LOST 430 points!!! For the week of February 16th the Dow Jones LOST 484 points!!! For the week of February 23rd the Dow Jones LOST 302 points!!! For this week, the week of March 2nd, the Dow Jones LOST 436 points!!! That's a TOTAL LOSS of 1,652 points in just four weeks!!! CASH-IN YOUR STOCKS, IRA's, & 401K's NOW!!!!!!! When '1st QUARTER RESULTS' are posted next month by the Fortune 500 the Dow Jones will most likely go DOWN even more!!! 90% of your RETIREMENT ACCOUNTS are invested in the stock market!!! CASH IT ALL IN NOW!!!!!!!!!!!!!!!! CNNMoney.com did an Article today entitled- WHERE TO INVEST IF THE DEPRESSION HITS (you can probably 'Google' it!) GUESS WHAT? IT'S COMING!!!!!!!!!!!!!!!!!!!! Get ready for- 'The Great Depression of 2009' POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
U.S.A.
THE BLOOD-BATH CONTINUES ON.......
#5Consumer Comment
Fri, March 06, 2009
Wall Street!!! The BLOOD-BATH CONTINUES ON WALL STREET!!! For the week of February 9th the Dow Jones LOST 430 points!!! For the week of February 16th the Dow Jones LOST 484 points!!! For the week of February 23rd the Dow Jones LOST 302 points!!! For this week, the week of March 2nd, the Dow Jones LOST 436 points!!! That's a TOTAL LOSS of 1,652 points in just four weeks!!! CASH-IN YOUR STOCKS, IRA's, & 401K's NOW!!!!!!! When '1st QUARTER RESULTS' are posted next month by the Fortune 500 the Dow Jones will most likely go DOWN even more!!! 90% of your RETIREMENT ACCOUNTS are invested in the stock market!!! CASH IT ALL IN NOW!!!!!!!!!!!!!!!! CNNMoney.com did an Article today entitled- WHERE TO INVEST IF THE DEPRESSION HITS (you can probably 'Google' it!) GUESS WHAT? IT'S COMING!!!!!!!!!!!!!!!!!!!! Get ready for- 'The Great Depression of 2009' POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
U.S.A.
THE BLOOD-BATH CONTINUES ON.......
#6Consumer Comment
Fri, March 06, 2009
Wall Street!!! The BLOOD-BATH CONTINUES ON WALL STREET!!! For the week of February 9th the Dow Jones LOST 430 points!!! For the week of February 16th the Dow Jones LOST 484 points!!! For the week of February 23rd the Dow Jones LOST 302 points!!! For this week, the week of March 2nd, the Dow Jones LOST 436 points!!! That's a TOTAL LOSS of 1,652 points in just four weeks!!! CASH-IN YOUR STOCKS, IRA's, & 401K's NOW!!!!!!! When '1st QUARTER RESULTS' are posted next month by the Fortune 500 the Dow Jones will most likely go DOWN even more!!! 90% of your RETIREMENT ACCOUNTS are invested in the stock market!!! CASH IT ALL IN NOW!!!!!!!!!!!!!!!! CNNMoney.com did an Article today entitled- WHERE TO INVEST IF THE DEPRESSION HITS (you can probably 'Google' it!) GUESS WHAT? IT'S COMING!!!!!!!!!!!!!!!!!!!! Get ready for- 'The Great Depression of 2009' POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
U.S.A.
WELCOME TO AMERICA- IN FRAUD WE TRUST!
#7Consumer Comment
Fri, March 06, 2009
You can 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and read the BusinessWeek Article from last year. You can also 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Ripoff Report, and then to the '1st Update' to her Report where the PREDICTION of the 'COLLAPSE of the U.S. economy' has now become a FACT! WELCOME TO AMERICA- IN FRAUD WE TRUST!
