Cynthia
Whiteville,#2Consumer Suggestion
Mon, July 28, 2008
Call, write, fax, or email the Commissioner of Banks in your state. BB&T is allowed to hold and post items "at their discretion". If you make a deposit and a withdrawal on the same day, they can withdraw your money before they count your deposit. For example, if you have $800.00 in your account , Deposit $800.00 , and then withdraw $850.00 ----they can take the $800.00 you already had and debit the $850.00 you withdrew, leaving you negative $50.00, then you're charged $35.00 Overdraft fee which now leaves your account at negative $85.00. Last of all they count your deposit of $800.00, which gives you a GRAND total of $715.00. This would be "legal" because they can hold and post items "at their discretion". Help change the laws and regulations, banks should have to deduct and add items in the order they are received.
Cynthia
Whiteville,#3Consumer Suggestion
Mon, July 28, 2008
Call, write, fax, or email the Commissioner of Banks in your state. BB&T is allowed to hold and post items "at their discretion". If you make a deposit and a withdrawal on the same day, they can withdraw your money before they count your deposit. For example, if you have $800.00 in your account , Deposit $800.00 , and then withdraw $850.00 ----they can take the $800.00 you already had and debit the $850.00 you withdrew, leaving you negative $50.00, then you're charged $35.00 Overdraft fee which now leaves your account at negative $85.00. Last of all they count your deposit of $800.00, which gives you a GRAND total of $715.00. This would be "legal" because they can hold and post items "at their discretion". Help change the laws and regulations, banks should have to deduct and add items in the order they are received.
Cynthia
Whiteville,#4Consumer Suggestion
Mon, July 28, 2008
Call, write, fax, or email the Commissioner of Banks in your state. BB&T is allowed to hold and post items "at their discretion". If you make a deposit and a withdrawal on the same day, they can withdraw your money before they count your deposit. For example, if you have $800.00 in your account , Deposit $800.00 , and then withdraw $850.00 ----they can take the $800.00 you already had and debit the $850.00 you withdrew, leaving you negative $50.00, then you're charged $35.00 Overdraft fee which now leaves your account at negative $85.00. Last of all they count your deposit of $800.00, which gives you a GRAND total of $715.00. This would be "legal" because they can hold and post items "at their discretion". Help change the laws and regulations, banks should have to deduct and add items in the order they are received.
Cynthia
Whiteville,#5Consumer Suggestion
Mon, July 28, 2008
Call, write, fax, or email the Commissioner of Banks in your state. BB&T is allowed to hold and post items "at their discretion". If you make a deposit and a withdrawal on the same day, they can withdraw your money before they count your deposit. For example, if you have $800.00 in your account , Deposit $800.00 , and then withdraw $850.00 ----they can take the $800.00 you already had and debit the $850.00 you withdrew, leaving you negative $50.00, then you're charged $35.00 Overdraft fee which now leaves your account at negative $85.00. Last of all they count your deposit of $800.00, which gives you a GRAND total of $715.00. This would be "legal" because they can hold and post items "at their discretion". Help change the laws and regulations, banks should have to deduct and add items in the order they are received.