Andy
Danville,#2Consumer Comment
Sun, December 28, 2008
Steve works for the banks, that's why he takes a lot of personal time to explain to everyone how perfect he is managing a checkbook and how he has no ethical values whatsoever. Steve believes it is okay for banks to gouge people and misrepresent their overdraft programs to people. If you don't beleive just go around on alot of the complaints filed on here against BB&T, you will find Steve from Bradenton, FL. What I'm wondering is Steve claims he has only been with BB&T for a couple of years; do you defend all your other banks on here? Do you feel like you have some duty to society to teach them how to manage a checkbook? Do you want a cookie for managing yours for the last 30 years? When you realize this is not all about managing a check book and you leave your job at BB&T, you might see the consumer's point of view for once.
Steve
Bradenton,#3Consumer Comment
Tue, September 16, 2008
Philip, First of all, I am a BB&T Customer and have been for almost 2 years now. I have not had even 1 problem with them. However, I keep an ACCURATE checkbook register, and do not spend money until it is posted and available in my account. Here is what I believe you experienced in the transition from Coastal Federal to BB&T. Coastal Federal most likely had a different funds availability policy on deposits, and/or allowed you to live on the "float". Once BB&T took over, you could not "live on the float" anymore, and now you cannot figure out why. It is real simple! It is called a CHECKBOOK REGISTER!! It simply amazes me as to how many people have such a problem with such a simple task as managing a checking account. I have had a checking account for 30 years and never paid even 1 NSF fee! Actually multiple accounts in multiple states. No problems. That is because I wait for deposits to post and be available BEFORE spending the money, and I keep an ACCURATE checkbook register. So simple.
Robert
Irvine,#4Consumer Comment
Tue, September 16, 2008
What does YOUR check register show? If that $2000 included a recent deposit when was the deposit made?