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  • Report:  #141257

Complaint Review: Benefit Concepts Independent Insurance - Steve Garrison - Middletown Ohio

Reported By:
- greenville, Ohio,
Submitted:
Updated:

Benefit Concepts Independent Insurance - Steve Garrison
1014 N. University Blvd. Middletown, 45042 Ohio, U.S.A.
Phone:
800-433-0553
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
A few minutes after submitting my application for a free quote, I recieved a call from this agency. The broker asked me several health questions and what not, then told me the quote for a $500 deductible 80/20 plan from amerinsure. It is priced $3 a month more than the quote I got from a local agency whom I have my car insurance.

So after discussing further the policy's features, told him I am no longer interested in the policy and I'll go with my local insurance agency. Rudely he told me what I had done (shopping around for the lowest health insurance quote) is illegal and I could get into trouble for doing so and hung up. WTF, illegal to shop for the lowest quote? I felt extremely violated being told it is illegal for me to shop for health insurance with agencies and that I would get into trouble. BAD!

Jason

greenville, Ohio
U.S.A.


1 Updates & Rebuttals

Steve

Middletown,
Ohio,
U.S.A.
Complaint without merit

#2REBUTTAL Individual responds

Tue, May 17, 2005

This is Steve Garrison with Benefit Concepts. Jason is totally confused. When responding to a request for a quotation, it is important to have accurate information. Although I do not recall Jason individually, I try to obtain information to provide an accurate quote. If I am told that someone has a quote that differs from the quote I provide, I question the accuracy of the other quote if it is from the same insurance carrier. What confuses me is that we at Benefit Concepts do not offer health insurance coverage through "Amerinsure." I have no idea of what insurance company Jason is referring to. When individuals advise me that they are shopping around, I try to educate them. What I do tell people is that they will not receive a better rate through one source over another. You cannot obtain better rates from the same insurer by shopping different agents since the underwriting department of any particular insurance company has the final determination of rates. If this is being "rude", I guess I am guilty. In this case, I feel that I am the victim of total fabrication on Jason's part.

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