Bill
Edna,#2Consumer Comment
Mon, October 04, 2004
The basis of your problem is that you drove off in their vehicle. If you would have refused to take delivery or make a down payment until everything was finalized...you would not be in this position...or at a minimum, you would not be in any way obligated to the deal. You would be free to explore other buying options. My advice is take the vehicle back, get your down payment and trade-in back. If they don't agree with this, tell them that you have already contracted on the vehicle and you consider it a done deal (I only hope you got a copy of the finance contract). NEVER sign something without the understanding that you will get a copy immediately of what you signed...and make sure you read and understand everything that you sign. Lenders do in some cases ask or require additional documentation. You are a higher credit risk for some reason...past credit, lack of credit or whatever reason. That is why you should have a copy of the contract before you leave with the vehicle...this binds the dealership to accept the deal as it is and you would not be responsible to provide any more documentation. $52,002.58 for a Chevy minivan...sounds like your best bet is to get out of that deal and consider yourself fortunate... just my opinion...