toolman
ft. campbell,#2Consumer Comment
Thu, June 10, 2010
I had same thing happen to me, I had my credit pulled in April they were on there with a BMG charge which I have never had but instead of fighting it I paid in full $200 it was taken off so yes they had access to my info and on June 8th 2010 I looked at my Experian and who is on it? NCS/BMG they changed the account # re-aged it had a start date 1 jan 2010- a report date of May 2010 same time I paid the other one off. I called and talked to them they gave me my old address and at first I was told it did not say when the account was started he put me on hold for 3 to 4 min.I think he went and pulled my Credit Report then came back and said something about 2003 it was like he was asking in a way (fishing),so they have no definate info-He kept saying someone who stayed with probably ordered it but I stuck to my guns because I never had a BMG account. I asked could they Validate the account he transferred me to a lady she said they don't have that info "But if I pay in full they will delete it from my report" because it was a mail order, well I aint paying so I will be sending a validation letter to them tomorrow, I asked if this account was opened in 2003 and closed in 2005 why have I not got something in the Mail? No answer. I have not got a single phone call from these people I called them on the first account now I would think if this was valid they would be seeking money without waiting for me to call them. I have filed complaints with Attorney Gen, ACA, FTC, I even sent info to MR. HIBBs they will not get away with this and if ya'll are smart put the HAMMER down on these people. If some of you are depending on the CB's deleting or Validating for you then you will be sad when you get your letter from the CB's, I promise. They work for them not us.
ken1569
Oklahoma city,#3Consumer Comment
Wed, June 09, 2010
Experian wont do nothing! I tried and they said it was my claim! I know it's not so I am still fighting said claim I OWE BMG / they have taken my 743 credit score down to below 600 now and droping since it's on all three companys!
Shane
Yukon,#4Consumer Comment
Sun, April 26, 2009
Contact Experian and dispute the information on your report. they will have to investigate, and BMG will have to prove that you owe them the money.