Bowen & Associates contacted OUR COMPANY requesting some accounts that were in default. We gave them 1 client. They never contacted this person. Months went by and they called me requesting information. I mention I had already collected and settled with this client. And thats when the harassing phone calls, foul language and threatening phone calls began. They wanted a percentage of the settlement for doing absolutely nothing. They are not a member of BBB and in the last year they had 8 complaints. We are in the process of contacting their State Attorney General to shut this unethical business down. BEWARE! DECEPTIVE AND UNETHICAL BUSINESS PRACTICES. STAY AWAY FROM THESE SCAM ARTISTS WITH THEIR CRIMINAL FRAUDALENT PRACTICES