Flynrider
Phoenix,#2Consumer Comment
Tue, June 12, 2012
Six years ago you could get a loan if you could prove you were still breathing. Those days are long gone. Although the banks have gotten the message that strict governance must return to lending, many in the general public have not.
If you have bad reports on your credit history, you will not qualify for a loan using today's standards (at least not from a reputable lender). You are correct that this is discrimination. Unless a lender discriminates between those who maintain good credit and those who do not, it'll be 2008 all over again. Discrimination is an essential part of the credit system.
Ashley
springfield,#3Consumer Comment
Mon, June 11, 2012
How were you discriminated against again?
"All my bills are paid except medical bills under 300."
That's why you were denied a loan. You have unpaid medical bills. If they are your credit report, they must be really old. If they are so small, and you are making 72,000$ a year, why not pay them off? That would fix your credit report.
Where were you ripped off again?