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  • Report:  #359418

Complaint Review: CAPITAL ONE LAW OFFICES OF MITCHELL N. KAY P.C. - New York New York

Reported By:
- KENNEWICK, Washington,
Submitted:
Updated:

CAPITAL ONE LAW OFFICES OF MITCHELL N. KAY P.C.
7 Penn Plaza New York, 10001 New York, U.S.A.
Phone:
800-701-0639
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I received a payment settlement for a Capital One account that was delinquent. My balance is just over $700.

The notice was dated July 8, 2008. It stated that if I paid 25% of my balance due, ($179.83) as a down payment, I could then pay $53.95 per month to their office until the account was paid in full.

This is something I could do. So I scrounged up the down payment and sent it in.

The next notice, dated July 28 says: "This will acknowledge, with thanks, your payment of $179.83 for the above referenced account. Please make sure your next payment of $179.83 arrives by the 27TH of each month so that your payment plan is kept current."

I also received another notice, same date, saying: "With regard to recent information provided concerning the above, this office agrees to accept from you the following repayment plan:

REPAYMENT PLAN: $179.83 a month beginning August 27, 2008 and continuing on the same day each month until the balance due is paid in full."

I agreed to the $53.95. I do not understand how they can change it after THEY are the ones who offered it.

Charlie

KENNEWICK, Washington

U.S.A.


4 Updates & Rebuttals

Randy

Forney,
Texas,
U.S.A.
No Rip-off here

#2Consumer Comment

Sun, November 16, 2008

This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.


Randy

Forney,
Texas,
U.S.A.
No Rip-off here

#3Consumer Comment

Sun, November 16, 2008

This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.


Randy

Forney,
Texas,
U.S.A.
No Rip-off here

#4Consumer Comment

Sun, November 16, 2008

This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.


Randy

Forney,
Texas,
U.S.A.
No Rip-off here

#5Consumer Comment

Sun, November 16, 2008

This is not a ripoff, rather someone trying to collect money for which you agreed,but failed to pay.

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