They Guaranteed my approval for a platium credit card. All I needed to do was fill out the approval letter and send it with $39.00 , $49.00 for a rush credit card. It's been 7 weeks and I have not recieved anything from them. I mabn did call me to ask me where I banked & that he was from the credit card company. He also stated that my credit card should be on yhe way in a few days. I've recieved no more phone calls or a credit card yet.