It's been a week I tried to call Collection dept from Cardservice Int. They transfer me run around, back and forward, but always end up talking to some idiot in customer support that couldn't give answer in the first place. Cardservice has been taking my daily batches 100% which I assumed as a reserved. Since May 2009 till now October 09 - but I realize every month the reserve account is always 0 balance, huh where my money goes ? I talked to many of their supports but all they can say is for Collection balance or chargebacks. That so BS !! Just last month the total amount of charge back was only $400+ but they took $1880+ on top of the chargback & fees they took. now they saying I dont have nomore collection balance...yeah right ! I am not happy with $0 ! I should have at least balance or what ever they took without disclosing the charges for. From May09-till now, they have stolen at least $4000+ from me. What should I do ? This is crazy, ... I've been struggling trying to survive on this screwed up economy situation and they just took my money like that ?? there must be a way for Justice to be served,... help !