My policy was supposed to cost me 377 dollars. I put 159 dollars down. I get a cancellation notice because I didnt initial line 5 of the original application. I make a payment of 55 dollars and some change and the policy was supposed to be reinstated. I get a cancellation notice for 120 dollars and some change. I bought this yearly policy for 48 dollars per month. I was not toldthere was a monthly fee for paying by month which brings my total monthly charges from 48 to55. do the math people.