Recv call Sebastian Taylor indicating approval of 10000.00 Sebastian said money would need to be insured cost of ins 300.00 gave bank info Sebastian said they had tried calling three times to put money into my account they never did this but some lady called and said she was from my bank and explained why the bank refused the loan due to the terms and conditions that cash advance USA could charge the account whether funds available or not new bank law only owner can bring account negative that was the lady said Sebastian said we have options we can use western union but that loan money could not be used western union fees had to be paid Xavier Marshall gave me the numbers that did not work I called following day he told he would call me back some lady called and gave a number to call said it was the irs I called spoke to a Roger Fitch they said a levy was put on the loan by irs to recv loan I hung up on Roger he called and threatened me with losing my income tax no unemployment he hung up on me