Wendy
Mesa,#2Consumer Suggestion
Mon, October 03, 2005
Cavalry Portfolio Services (or Cavalry Investments) is notorious for attempting to collect on things they have no business doing. I say that because they have tried to do that with my husband. He's received letters from them, claiming that he owes money on a Mobil card that was paid off long ago, and we even have proof that it was paid off. They have listed themselves on his credit report as having an open yet delinquent account, which is absolutely false. I've helped him send letters to them, trying to explain to them that this account was paid off to begin with and mailed them the proof, but it wasn't good enough for them. I spoke to an acquaintance from my church who's an attorney, and he referred me to another attorney he knew who would help my husband. We called him up, explained everything to him and faxed over all the backup, and fortunately he said he knows how Cavalry operates and will go after them for everything, including the attorney's costs! The claim is still pending. Please try to find a good attorney in the Vegas area who may be able to help you. Talk to some people and find out who they know. Hopefully you won't have to pay a cent and everything will work out in your favor. Good luck.
Sherri
Piedmont,#3Consumer Suggestion
Fri, September 30, 2005
As someone who went through this with them, I can tell you that they will try to use this information against you. It is not your job to prove that you don't owe this..it istheir job to prove that you do. Their "fraud packet" is a fraud...they are "phishing". It finally took a rather strong-worded letter from my attorney to get this taken off my credit reports, but the moment I got my attorney involved, they stopped "verifying" a non-existent debt and it was deleted. Is spending a hundred bucks or so to have your attorney write a letter worth restoring your good credit? YES!!
Bar
Oklahoma City,#4Consumer Suggestion
Thu, September 29, 2005
ID theft is all too common. I have had simmilar issues with credit card companies when I was sent blank checks and new credit apllications in the mail. These were stolen and used to create bgus accounts. You might find the FTC an invaluable resource at the National Resource on Identity Theft http://www.consumer.gov/idtheft/