Tim
Mclean,#2UPDATE Employee
Tue, February 26, 2008
We require a down payment and 5 consecutive weekly payments to be approved for our financing. Our system is automated which means that if all 3 criteria is met, all customers will receive our installment agreement that allows us to remove their purchase from layaway which is how all customer including this one initially enroll into our program. Once we have a fully executed installment agreement, we are then able to finance the balance of the purchase, ship out the merchandise and begin our monthly reporting to all 3 credit bureaus. We are a lender that is required to verify that all of our customers understand our financial program, and we are also required to verify our customers ability to repay the lines of credit we issue out. If a customer is not willing to contact us for clarity, it usually means they never had intentions to honor their terms and conditions. We simply make more money delivering merchandise to customers, so it is always our intention to do just that. If you plan on making your payments then you have no reason to complain because you will receive your merchandise. This customer needs to contact us via our customer care email ([email protected]) and we will be happy to review her account so that we can help remove her purchase out of its current layaway status and deliver her merchandise.